Credit card

Nordea Credit

No rewards

MASTERCARD

Apply for Nordea Credit

On Nordea's secure site

Compare similar cards

Credit card Nordea Mastercard

Card review

Nordea Credit

3.5 7.0/10 DebitCue Score Verified Jun 20, 2026

A basic Mastercard credit card with no frills and an affordable monthly fee

Fee: €2.99 EUR/mo (≈ $3); Free (€0/month) with Nordea Premium, Value or 18-27 service packages. €4.99/month with other packages. €0 no-fee option available within bundle pricing.
Purchase APR: from 23.3%
Interest-free: 30 days
Foreign fee: 2.5%

Rewards

K-Plussa loyalty card linkage available. Mastercard Priceless benefit gives exclusive access to presale tickets for concerts and events.

Our verdict

What stands out, and where it falls short.

What we like

K-Plussa loyalty card linkage available. Mastercard Priceless benefit gives…
Pay in installments

Worth weighing

€2.99 EUR/mo (≈ $3) card fee
2.5% foreign transaction fee

Who It Is For

Whether the Nordea Credit fits how you actually spend.

Pick it if you are

People who want rewards on their spending
People who pay big purchases off over time

Skip it if you are

Light spenders who won't beat the €2.99 EUR/mo (≈ $3) fee
Frequent international travelers

Rates and fees

As of June 20, 2026

All amounts shown in EUR.

Card fee: €2.99 EUR/mo (≈ $3)
Purchase APR: from 23.3%
Interest-free period: 30 days
Foreign transaction fee: 2.5%
Monthly fee (standalone): €2.99/month
Interest rate (nominal): 3-month Euribor + 14.90%
APR (example, April 2026): 23.3% on €1,500 outstanding balance
Foreign currency conversion fee: 2.50%

Rewards and features

Rewards: K-Plussa loyalty card linkage available. Mastercard Priceless benefit gives exclusive access to presale tickets for concerts and events.
Installments: Flexible instalment percentage 3–100% of balance; two instalment-free months annually.
Pay with: Apple Pay, Google Pay, Contactless, Virtual card
Credit limit (new cards from May 2026): €2,500–€5,000
Interest-free period: 30 days on purchases

Benefits and perks

Extras that come bundled with the card.

Product Safety Insurance

Covers damage to items €100+ purchased with the card

Eligibility

What you need before you apply.

Minimum age: 18 years, permanent Finland resident, regular income, clean credit record

Nordea Credit: your questions answered

How much does the Nordea Credit cost?

The Nordea Credit costs €2.99 EUR/mo (≈ $3). Free (€0/month) with Nordea Premium, Value or 18-27 service packages. €4.99/month with other packages. €0 no-fee option available within bundle pricing..

What rewards does the Nordea Credit earn?

The Nordea Credit earns K-Plussa loyalty card linkage available. Mastercard Priceless benefit gives exclusive access to presale tickets for concerts and events..

Does the Nordea Credit charge foreign transaction fees?

Yes - the Nordea Credit charges a 2.5% foreign transaction fee.

Is there an interest-free period on the Nordea Credit?

Yes - up to 30 days interest-free when you pay your balance in full by the due date.

What is the interest rate on the Nordea Credit?

The Nordea Credit has a purchase APR of from 23.3%.

Can I pay in installments with the Nordea Credit?

Yes - Flexible instalment percentage 3–100% of balance; two instalment-free months annually..

Is the Nordea Credit a credit, debit or prepaid card?

The Nordea Credit is a credit card issued by Nordea on the Mastercard network.

Does the Nordea Credit support Apple Pay and Google Pay?

Yes - the Nordea Credit works with both Apple Pay and Google Pay.