Credit card

Citi® / AAdvantage® Executive World Elite Mastercard®

Miles

MASTERCARD

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Card review

Citi® / AAdvantage® Executive World Elite Mastercard®

4.7 9.4/10 DebitCue Score Verified Jun 20, 2026

Complimentary Admirals Club membership and premium American Airlines perks.

Fee: $595 USD/yr
Purchase APR: 19.49% - 29.49%
Interest-free: -
Foreign fee: None

Rewards

10X AAdvantage miles on hotels and eligible car rentals booked through partner sites; 4X on eligible American Airlines purchases (5X after $150,000 annual spend); 1X on all other purchases.

Welcome offer

70,000 AAdvantage bonus miles after spending $7,000 in the first 3 months (100,000-mile limited-time offers have also been available).

Our verdict

What stands out, and where it falls short.

What we like

10X AAdvantage miles on hotels and eligible car rentals…
Welcome bonus
No foreign transaction fees
Airport lounge access
Travel insurance included

Worth weighing

$595 USD/yr card fee
High interest if you carry a balance

Who It Is For

Whether the Citi® / AAdvantage® Executive World Elite Mastercard® fits how you actually spend.

Pick it if you are

Frequent travelers
People who want rewards on their spending
Travelers who value airport lounges

Skip it if you are

Light spenders who won't beat the $595 USD/yr fee

Rates and fees

As of June 20, 2026

All amounts shown in USD.

Card fee: $595 USD/yr
Purchase APR: 19.49% - 29.49%
Interest-free period: -
Foreign transaction fee: None
Purchase APR: 19.49%–29.49% variable
Annual Fee: $595
Authorized User Fee: $175 for up to 3 authorized users; $175 per each additional

Rewards and features

Rewards: 10X AAdvantage miles on hotels and eligible car rentals booked through partner sites; 4X on eligible American Airlines purchases (5X after $150,000 annual spend); 1X on all other purchases.
Welcome offer: 70,000 AAdvantage bonus miles after spending $7,000 in the first 3 months (100,000-mile limited-time offers have also been available).
Pay with: Apple Pay, Google Pay, Contactless, Virtual card
Admirals Club Value: Full Admirals Club membership valued at approximately $850/year

Benefits and perks

Extras that come bundled with the card.

Admirals Club Membership

Complimentary full Admirals Club membership for the primary cardholder, including access to partner lounges worldwide.
Free First Checked Bag

Complimentary first checked bag on domestic AA flights for cardholder and up to 8 companions.
Global Entry / TSA PreCheck Credit

Up to $120 statement credit every 4 years.
Travel Protections

Trip cancellation/interruption, trip delay, and lost baggage insurance coverage.
Car Rental Insurance

Car rental collision damage waiver protection.
$120 Annual Lyft Credit

$10/month in Lyft credits.
$120 Annual Grubhub Credit

$10/month in Grubhub statement credits.
Dedicated Concierge

24/7 dedicated concierge service for travel and dining reservations.
No Foreign Transaction Fee

No fees on international purchases.

Citi® / AAdvantage® Executive World Elite Mastercard®: your questions answered

How much does the Citi® / AAdvantage® Executive World Elite Mastercard® cost?

The Citi® / AAdvantage® Executive World Elite Mastercard® costs $595 USD/yr.

What rewards does the Citi® / AAdvantage® Executive World Elite Mastercard® earn?

The Citi® / AAdvantage® Executive World Elite Mastercard® earns 10X AAdvantage miles on hotels and eligible car rentals booked through partner sites; 4X on eligible American Airlines purchases (5X after $150,000 annual spend); 1X on all other purchases..

Does the Citi® / AAdvantage® Executive World Elite Mastercard® charge foreign transaction fees?

No - the Citi® / AAdvantage® Executive World Elite Mastercard® has no foreign transaction fees, so it suits spending abroad.

What is the interest rate on the Citi® / AAdvantage® Executive World Elite Mastercard®?

The Citi® / AAdvantage® Executive World Elite Mastercard® has a purchase APR of 19.49% - 29.49%.

Does the Citi® / AAdvantage® Executive World Elite Mastercard® have a welcome offer?

Yes - 70,000 AAdvantage bonus miles after spending $7,000 in the first 3 months (100,000-mile limited-time offers have also been available)..

Is the Citi® / AAdvantage® Executive World Elite Mastercard® a credit, debit or prepaid card?

The Citi® / AAdvantage® Executive World Elite Mastercard® is a credit card issued by Citi on the Mastercard network.

Does the Citi® / AAdvantage® Executive World Elite Mastercard® support Apple Pay and Google Pay?

Yes - the Citi® / AAdvantage® Executive World Elite Mastercard® works with both Apple Pay and Google Pay.

Where can I get the Citi® / AAdvantage® Executive World Elite Mastercard®?

The Citi® / AAdvantage® Executive World Elite Mastercard® is currently offered in United States.

How does DebitCue rate the Citi® / AAdvantage® Executive World Elite Mastercard®?

DebitCue rates the Citi® / AAdvantage® Executive World Elite Mastercard® 4.7 out of 5 (9.4/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the Citi® / AAdvantage® Executive World Elite Mastercard®?

Use the Apply now button to continue on Citi's secure site. Comparing and applying through DebitCue is free.