Citi® / AAdvantage® Platinum Select® World Elite Mastercard® review: fees, rewards, APR and perks - DebitCue Skip to content
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Citi Credit card
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
Miles
MASTERCARD
Apply for Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

On Citi's secure site

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Credit card Citi Mastercard

Card review

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

4.4 4.4 out of 5 8.8/10 DebitCue Score Verified

First checked bag free and preferred boarding for frequent American Airlines fliers.

Fee
$99 USD/yr
Annual fee waived the first year.
Purchase APR
19.49% - 29.49%
Interest-free
-
Foreign fee
None
Rewards
2X AAdvantage miles on eligible American Airlines purchases, at gas stations, and at restaurants; 1X on all other purchases.
Welcome offer
50,000 AAdvantage bonus miles after spending $2,500 in the first 3 months (up to 80,000 miles via in-flight/targeted offers).

Our verdict

What stands out, and where it falls short.

What we like

  • 2X AAdvantage miles on eligible American Airlines purchases, at…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included

Worth weighing

  • $99 USD/yr card fee
  • High interest if you carry a balance

Who It Is For

Whether the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® fits how you actually spend.

Pick it if you are

  • Frequent travelers
  • People who want rewards on their spending

Skip it if you are

  • Light spenders who won't beat the $99 USD/yr fee

Rates and fees

As of

All amounts shown in USD.

Card fee
$99 USD/yr
Purchase APR
19.49% - 29.49%
Interest-free period
-
Foreign transaction fee
None
Purchase APR
19.49%–29.49% variable
Annual Fee
$99 (waived first year)

Rewards and features

Rewards
2X AAdvantage miles on eligible American Airlines purchases, at gas stations, and at restaurants; 1X on all other purchases.
Welcome offer
50,000 AAdvantage bonus miles after spending $2,500 in the first 3 months (up to 80,000 miles via in-flight/targeted offers).
Pay with
Apple Pay, Google Pay, Contactless, Virtual card
Companion Certificate
Earn a companion certificate after $30,000+ in annual spending

Benefits and perks

Extras that come bundled with the card.

  • Free First Checked Bag
    Complimentary first checked bag on domestic American Airlines flights for cardholder and up to 4 companions.
  • No Foreign Transaction Fee
    No fees on international purchases.
  • Preferred Boarding
    Preferred boarding on American Airlines flights for cardholder and companions.

Eligibility

What you need before you apply.

Exclusive Issuer
Citi became sole issuer of AAdvantage co-branded cards in 2026; former Barclays Aviator cardholders transitioned to this product

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®: your questions answered

How much does the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® cost?
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® costs $99 USD/yr. Annual fee waived the first year..
What rewards does the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® earn?
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® earns 2X AAdvantage miles on eligible American Airlines purchases, at gas stations, and at restaurants; 1X on all other purchases..
Does the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® charge foreign transaction fees?
No - the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® has no foreign transaction fees, so it suits spending abroad.
What is the interest rate on the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®?
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® has a purchase APR of 19.49% - 29.49%.
Does the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® have a welcome offer?
Yes - 50,000 AAdvantage bonus miles after spending $2,500 in the first 3 months (up to 80,000 miles via in-flight/targeted offers)..
Is the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® a credit, debit or prepaid card?
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is a credit card issued by Citi on the Mastercard network.
Does the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® support Apple Pay and Google Pay?
Yes - the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® works with both Apple Pay and Google Pay.
Where can I get the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®?
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is currently offered in United States.
How does DebitCue rate the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®?
DebitCue rates the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® 4.4 out of 5 (8.8/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®?
Use the Apply now button to continue on Citi's secure site. Comparing and applying through DebitCue is free.

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