BMW Premium Card Carbon von American Express
Points
BMW Premium Card Carbon von American Express
American Express Germany - American Express - Credit card
4.3
4.3 out of 5
8.6/10
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Head-to-head
BMW Premium Card Carbon von American Express vs bunq Elite
Compare BMW Premium Card Carbon von American Express and bunq Elite side by side: fees, rewards, APR, and perks.
Last verified
bunq Elite
Cash back
bunq Elite
bunq - Mastercard - Prepaid card
4.5
4.5 out of 5
9.0/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | BMW Premium Card Carbon von American Express | bunq Elite |
|---|---|---|
| Card fee | €500 EUR/yr (≈ $540) | €18.99 EUR/mo (≈ $20) |
| Purchase APR (from) | - | - |
| Interest-free period | 30 days | - |
| Foreign transaction fee | 2% | 0.5% |
| Rewards | 1 Membership Rewards point per €1 spent everywhere; 2 points per €1 at BMW/MINI dealerships, SIXT rental, and selected fuel stations. Points do not expire. | 1% cashback on all card payments. Invite up to 2 friends to a Cashback Team to share the benefit. |
| Installments | Splitpay optional installment loan via solarisBank | - |
| No card fee | - | - |
| No foreign transaction fee | - | - |
| Welcome bonus | ||
| Airport lounge access | - | |
| Travel insurance | ||
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the BMW Premium Card Carbon von American Express if its checked rows above line up with how you spend most.
- Choose the bunq Elite if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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