Bank of America® Customized Cash Rewards Credit Card
Bank of America - Visa - Credit card
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Head-to-head
Compare Bank of America® Customized Cash Rewards Credit Card and Credit One Bank® Wander® American Express® Card side by side: fees, rewards, APR, and perks.
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Bank of America - Visa - Credit card
Credit One Bank - American Express - Credit card
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| Feature | Bank of America® Customized Cash Rewards Credit Card | Credit One Bank® Wander® American Express® Card |
|---|---|---|
| Card fee | No fee | $95 USD/yr |
| Purchase APR (from) | 17.49% | 29.74% |
| Interest-free period | - | - |
| Foreign transaction fee | 3% | 0% |
| Rewards | 3% cash back in one chosen category (gas, online shopping, dining, travel, drugstores, or home improvement/furnishings); 2% at grocery stores and wholesale clubs; 1% on all other purchases. The 3%/2% rate applies to the first $2,500 in combined quarterly purchases in those categories, then 1%. Preferred Rewards members earn 10–75% more cash back. | 10 points per $1 on eligible hotel and car rental bookings through Credit One's travel partner; 5 points per $1 on eligible dining, gas, and other travel purchases; 1 point per $1 on all other purchases. |
| Installments | Custom Pay Plan: convert eligible purchases ($100+) into 3–18 month fixed-fee installment plans via mobile app or online banking | - |
| No card fee | - | |
| No foreign transaction fee | - | |
| Welcome bonus | ||
| Airport lounge access | - | - |
| Travel insurance | - | |
| Apple Pay / Google Pay |
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