Credit card

Credit One Bank® Wander® American Express® Card

Points

AMEX

Apply for Credit One Bank® Wander® American Express® Card

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Credit card Credit One Bank American Express

Card review

Credit One Bank® Wander® American Express® Card

4.5 9.0/10 DebitCue Score Verified Jun 20, 2026

Travel rewards with no foreign transaction fees for fair credit

Fee: $95 USD/yr
Purchase APR: from 29.74%
Interest-free: -
Foreign fee: None

Rewards

10 points per $1 on eligible hotel and car rental bookings through Credit One's travel partner; 5 points per $1 on eligible dining, gas, and other travel purchases; 1 point per $1 on all other purchases.

Welcome offer

10,000 bonus points after spending $1,000 on eligible purchases in the first 90 days (redeemable for $100 in statement credits, gift cards, or travel).

Our verdict

What stands out, and where it falls short.

What we like

10 points per $1 on eligible hotel and car…
Welcome bonus
No foreign transaction fees
Travel insurance included

Worth weighing

$95 USD/yr card fee
High interest if you carry a balance

Who It Is For

Whether the Credit One Bank® Wander® American Express® Card fits how you actually spend.

Pick it if you are

Frequent travelers
People who want rewards on their spending

Skip it if you are

Light spenders who won't beat the $95 USD/yr fee

Rates and fees

As of June 20, 2026

All amounts shown in USD.

Card fee: $95 USD/yr
Purchase APR: from 29.74%
Interest-free period: -
Foreign transaction fee: None
Purchase APR: 29.74% Variable
Annual Fee: $95

Rewards and features

Rewards: 10 points per $1 on eligible hotel and car rental bookings through Credit One's travel partner; 5 points per $1 on eligible dining, gas, and other travel purchases; 1 point per $1 on all other purchases.
Welcome offer: 10,000 bonus points after spending $1,000 on eligible purchases in the first 90 days (redeemable for $100 in statement credits, gift cards, or travel).
Pay with: Apple Pay, Google Pay, Contactless
Points Redemption: Statement credits, gift cards, or travel; 10,000 points = $100
Minimum Credit Limit: $500

Benefits and perks

Extras that come bundled with the card.

No foreign transaction fee

No foreign transaction fees on international purchases.
Travel accident insurance

Travel accident and assistance insurance included.
Zero fraud liability

$0 fraud liability on unauthorized charges.
Free credit score access

Free online access to credit score.

Eligibility

What you need before you apply.

Recommended Credit Score: 580–740 (Fair to Good)

Credit One Bank® Wander® American Express® Card: your questions answered

How much does the Credit One Bank® Wander® American Express® Card cost?

The Credit One Bank® Wander® American Express® Card costs $95 USD/yr.

What rewards does the Credit One Bank® Wander® American Express® Card earn?

The Credit One Bank® Wander® American Express® Card earns 10 points per $1 on eligible hotel and car rental bookings through Credit One's travel partner; 5 points per $1 on eligible dining, gas, and other travel purchases; 1 point per $1 on all other purchases..

Does the Credit One Bank® Wander® American Express® Card charge foreign transaction fees?

No - the Credit One Bank® Wander® American Express® Card has no foreign transaction fees, so it suits spending abroad.

What is the interest rate on the Credit One Bank® Wander® American Express® Card?

The Credit One Bank® Wander® American Express® Card has a purchase APR of from 29.74%.

Does the Credit One Bank® Wander® American Express® Card have a welcome offer?

Yes - 10,000 bonus points after spending $1,000 on eligible purchases in the first 90 days (redeemable for $100 in statement credits, gift cards, or travel)..

Is the Credit One Bank® Wander® American Express® Card a credit, debit or prepaid card?

The Credit One Bank® Wander® American Express® Card is a credit card issued by Credit One Bank on the American Express network.

Does the Credit One Bank® Wander® American Express® Card support Apple Pay and Google Pay?

Yes - the Credit One Bank® Wander® American Express® Card works with both Apple Pay and Google Pay.

Where can I get the Credit One Bank® Wander® American Express® Card?

The Credit One Bank® Wander® American Express® Card is currently offered in United States.

How does DebitCue rate the Credit One Bank® Wander® American Express® Card?

DebitCue rates the Credit One Bank® Wander® American Express® Card 4.5 out of 5 (9.0/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the Credit One Bank® Wander® American Express® Card?

Use the Apply now button to continue on Credit One Bank's secure site. Comparing and applying through DebitCue is free.