Bank of America® Premium Rewards® Credit Card
Points
Bank of America® Premium Rewards® Credit Card
Bank of America - Visa - Credit card
4.5
4.5 out of 5
9.0/10
Apply now
Head-to-head
Bank of America® Premium Rewards® Credit Card vs Chase Southwest Rapid Rewards® Premier Credit Card
Compare Bank of America® Premium Rewards® Credit Card and Chase Southwest Rapid Rewards® Premier Credit Card side by side: fees, rewards, APR, and perks.
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Chase Southwest Rapid Rewards® Premier Credit Card
Points
Chase Southwest Rapid Rewards® Premier Credit Card
Chase - Visa - Credit card
4.6
4.6 out of 5
9.2/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Bank of America® Premium Rewards® Credit Card | Chase Southwest Rapid Rewards® Premier Credit Card |
|---|---|---|
| Card fee | $95 USD/yr | $149 USD/yr |
| Purchase APR (from) | 19.49% | 19.24% |
| Interest-free period | - | - |
| Foreign transaction fee | 0% | 0% |
| Rewards | 2 points per $1 on travel and dining; 1.5 points per $1 on all other purchases. Preferred Rewards members earn up to 3.5 points on travel/dining and 2.62 points on other purchases at the top tier. Points worth 1¢ each. | 3x Southwest purchases, 2x groceries/dining (up to $8k/yr), 1x all else; 6,000 anniversary points |
| Installments | Custom Pay Plan available for eligible purchases $100+ | - |
| No card fee | - | - |
| No foreign transaction fee | ||
| Welcome bonus | ||
| Airport lounge access | - | - |
| Travel insurance | ||
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Bank of America® Premium Rewards® Credit Card if its checked rows above line up with how you spend most.
- Choose the Chase Southwest Rapid Rewards® Premier Credit Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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