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Chase Southwest Rapid Rewards® Premier Credit Card

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Card review

Chase Southwest Rapid Rewards® Premier Credit Card

4.6 9.2/10 DebitCue Score Verified Jun 20, 2026

Mid-tier Southwest card with 6,000 anniversary points and a 15% flight discount

Fee: $149 USD/yr
Purchase APR: 19.24% - 29.99%
Interest-free: -
Foreign fee: None

Rewards

3x Southwest purchases, 2x groceries/dining (up to $8k/yr), 1x all else; 6,000 anniversary points

Welcome offer

85,000 points after $2,000 spend in first 3 months

Our verdict

What stands out, and where it falls short.

What we like

3x Southwest purchases, 2x groceries/dining (up to $8k/yr), 1x…
Welcome bonus
No foreign transaction fees
Travel insurance included

Worth weighing

$149 USD/yr card fee
High interest if you carry a balance

Who It Is For

Whether the Chase Southwest Rapid Rewards® Premier Credit Card fits how you actually spend.

Pick it if you are

Frequent travelers
People who want rewards on their spending

Skip it if you are

Light spenders who won't beat the $149 USD/yr fee

Rates and fees

As of June 20, 2026

All amounts shown in USD.

Card fee: $149 USD/yr
Purchase APR: 19.24% - 29.99%
Interest-free period: -
Foreign transaction fee: None

Rewards and features

Rewards: 3x Southwest purchases, 2x groceries/dining (up to $8k/yr), 1x all else; 6,000 anniversary points
Welcome offer: 85,000 points after $2,000 spend in first 3 months
Pay with: Apple Pay, Google Pay, Contactless, Virtual card
Flight discount: 15% annual flight discount promo code
Companion Pass boost: 10,000 Companion Pass qualifying points annually
Inflight discount: 25% back on inflight purchases

Benefits and perks

Extras that come bundled with the card.

First checked bag free for cardholder and up to 8 companions
Lost luggage and baggage delay reimbursement

Chase Southwest Rapid Rewards® Premier Credit Card: your questions answered

How much does the Chase Southwest Rapid Rewards® Premier Credit Card cost?

The Chase Southwest Rapid Rewards® Premier Credit Card costs $149 USD/yr.

What rewards does the Chase Southwest Rapid Rewards® Premier Credit Card earn?

The Chase Southwest Rapid Rewards® Premier Credit Card earns 3x Southwest purchases, 2x groceries/dining (up to $8k/yr), 1x all else; 6,000 anniversary points.

Does the Chase Southwest Rapid Rewards® Premier Credit Card charge foreign transaction fees?

No - the Chase Southwest Rapid Rewards® Premier Credit Card has no foreign transaction fees, so it suits spending abroad.

What is the interest rate on the Chase Southwest Rapid Rewards® Premier Credit Card?

The Chase Southwest Rapid Rewards® Premier Credit Card has a purchase APR of 19.24% - 29.99%.

Does the Chase Southwest Rapid Rewards® Premier Credit Card have a welcome offer?

Yes - 85,000 points after $2,000 spend in first 3 months.

Is the Chase Southwest Rapid Rewards® Premier Credit Card a credit, debit or prepaid card?

The Chase Southwest Rapid Rewards® Premier Credit Card is a credit card issued by Chase on the Visa network.

Does the Chase Southwest Rapid Rewards® Premier Credit Card support Apple Pay and Google Pay?

Yes - the Chase Southwest Rapid Rewards® Premier Credit Card works with both Apple Pay and Google Pay.

Where can I get the Chase Southwest Rapid Rewards® Premier Credit Card?

The Chase Southwest Rapid Rewards® Premier Credit Card is currently offered in United States.

How does DebitCue rate the Chase Southwest Rapid Rewards® Premier Credit Card?

DebitCue rates the Chase Southwest Rapid Rewards® Premier Credit Card 4.6 out of 5 (9.2/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the Chase Southwest Rapid Rewards® Premier Credit Card?

Use the Apply now button to continue on Chase's secure site. Comparing and applying through DebitCue is free.