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Wells Fargo Autograph Journey℠ Card

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VISA

Apply for Wells Fargo Autograph Journey℠ Card

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Card review

Wells Fargo Autograph Journey℠ Card

4.7 9.4/10 DebitCue Score Verified Jun 20, 2026

Premium travel rewards with airline transfer partners

Fee: $95 USD/yr
Purchase APR: 19.49% - 28.49%
Interest-free: -
Foreign fee: None

Rewards

5X points on hotels, 4X on airlines, 3X on other travel and restaurants, 1X on all other purchases. Points transferable to airline and hotel partners.

Welcome offer

60,000 bonus points after $4,000 in purchases within the first 3 months from account opening.

Our verdict

What stands out, and where it falls short.

What we like

5X points on hotels, 4X on airlines, 3X on…
Welcome bonus
No foreign transaction fees
Travel insurance included

Worth weighing

$95 USD/yr card fee

Who It Is For

Whether the Wells Fargo Autograph Journey℠ Card fits how you actually spend.

Pick it if you are

Frequent travelers
People who want rewards on their spending

Skip it if you are

Light spenders who won't beat the $95 USD/yr fee

Rates and fees

As of June 20, 2026

All amounts shown in USD.

Card fee: $95 USD/yr
Purchase APR: 19.49% - 28.49%
Interest-free period: -
Foreign transaction fee: None
Regular APR: 19.49%, 25.49%, or 28.49% Variable

Rewards and features

Rewards: 5X points on hotels, 4X on airlines, 3X on other travel and restaurants, 1X on all other purchases. Points transferable to airline and hotel partners.
Welcome offer: 60,000 bonus points after $4,000 in purchases within the first 3 months from account opening.
Pay with: Apple Pay, Google Pay, Contactless
Transfer Partners: Points transfer to Aer Lingus, Air France-KLM, JetBlue, and other airline/hotel partners
Point Value: Up to 1.6 cents per point for travel redemptions; 1 cent per point for cash

Benefits and perks

Extras that come bundled with the card.

Trip Cancellation/Interruption Protection

Up to $15,000–$20,000 reimbursement per traveler for non-refundable expenses when trip is cancelled for a covered reason.
Lost Baggage Reimbursement

Up to $3,000 per trip for lost or stolen carry-on and checked baggage.
Travel Accident Insurance

Up to $1,000,000 accidental death and dismemberment coverage while traveling.
Auto Rental Collision Damage Waiver

Up to $50,000 coverage for theft and damage on rental cars when you reserve and pay with the card.
Cell Phone Protection

Up to $1,000 coverage against damage or theft when you pay your monthly cell phone bill with the card; $25 deductible.
$50 Annual Airline Credit

$50 statement credit per year when you make a minimum $50 airline purchase.
No Foreign Transaction Fees

Zero foreign transaction fee on international purchases.
Visa Signature Concierge

24/7 concierge services for travel, dining, and entertainment assistance.

Eligibility

What you need before you apply.

Credit Recommended: Good to excellent (670+ FICO)

Wells Fargo Autograph Journey℠ Card: your questions answered

How much does the Wells Fargo Autograph Journey℠ Card cost?

The Wells Fargo Autograph Journey℠ Card costs $95 USD/yr.

What rewards does the Wells Fargo Autograph Journey℠ Card earn?

The Wells Fargo Autograph Journey℠ Card earns 5X points on hotels, 4X on airlines, 3X on other travel and restaurants, 1X on all other purchases. Points transferable to airline and hotel partners..

Does the Wells Fargo Autograph Journey℠ Card charge foreign transaction fees?

No - the Wells Fargo Autograph Journey℠ Card has no foreign transaction fees, so it suits spending abroad.

What is the interest rate on the Wells Fargo Autograph Journey℠ Card?

The Wells Fargo Autograph Journey℠ Card has a purchase APR of 19.49% - 28.49%.

Does the Wells Fargo Autograph Journey℠ Card have a welcome offer?

Yes - 60,000 bonus points after $4,000 in purchases within the first 3 months from account opening..

Is the Wells Fargo Autograph Journey℠ Card a credit, debit or prepaid card?

The Wells Fargo Autograph Journey℠ Card is a credit card issued by Wells Fargo on the Visa network.

Does the Wells Fargo Autograph Journey℠ Card support Apple Pay and Google Pay?

Yes - the Wells Fargo Autograph Journey℠ Card works with both Apple Pay and Google Pay.

Where can I get the Wells Fargo Autograph Journey℠ Card?

The Wells Fargo Autograph Journey℠ Card is currently offered in United States.

How does DebitCue rate the Wells Fargo Autograph Journey℠ Card?

DebitCue rates the Wells Fargo Autograph Journey℠ Card 4.7 out of 5 (9.4/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the Wells Fargo Autograph Journey℠ Card?

Use the Apply now button to continue on Wells Fargo's secure site. Comparing and applying through DebitCue is free.