Bank of America Advantage SafeBalance Banking® Debit Card vs Chime Visa Debit Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Bank of America Advantage SafeBalance Banking® Debit Card vs Chime Visa Debit Card

Compare Bank of America Advantage SafeBalance Banking® Debit Card and Chime Visa Debit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Bank of America Advantage SafeBalance Banking® Debit Card versus Chime Visa Debit Card compared by attribute
Feature Bank of America Advantage SafeBalance Banking® Debit Card Chime Visa Debit Card
Card fee $4.95 USD/mo No fee
Purchase APR (from) - -
Interest-free period - -
Foreign transaction fee 3% 0%
Rewards No rewards program on the debit card itself. Occasional cash-back deals available via the BofA Deals program in Online and Mobile Banking. No rewards on the standard debit card. Chime Plus and Prime membership tiers unlock rewards on the Chime Card (secured credit card), not the debit card.
Installments - -
No card fee -
No foreign transaction fee -
Welcome bonus - -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Bank of America Advantage SafeBalance Banking® Debit Card if its checked rows above line up with how you spend most.
  • Choose the Chime Visa Debit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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