Credit card

Bank of America® Travel Rewards Credit Card

Points

VISA

Apply for Bank of America® Travel Rewards Credit Card

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Card review

Bank of America® Travel Rewards Credit Card

4.9 9.8/10 DebitCue Score Verified Jun 20, 2026

No annual fee, no foreign transaction fees — travel freely

Fee: No fee
Purchase APR: 17.49% - 27.49%
Interest-free: -
Foreign fee: None

Rewards

Unlimited 1.5 points per $1 on all purchases; 3 points per $1 on travel booked through the Bank of America Travel Center. Points are worth a fixed 1 cent each redeemable as a statement credit toward travel, dining, and related purchases. No blackout dates. Points never expire.

Welcome offer

25,000 bonus points (worth $250) after $1,000 in purchases in the first 90 days

Our verdict

What stands out, and where it falls short.

What we like

Unlimited 1.5 points per $1 on all purchases; 3…
Welcome bonus
No card fee
No foreign transaction fees
Pay in installments

Who It Is For

Whether the Bank of America® Travel Rewards Credit Card fits how you actually spend.

Pick it if you are

Anyone who wants a low-cost everyday card
Frequent travelers
People who want rewards on their spending
People who pay big purchases off over time

Rates and fees

As of June 20, 2026

All amounts shown in USD.

Card fee: No fee
Purchase APR: 17.49% - 27.49%
Interest-free period: -
Foreign transaction fee: None
Intro APR: 0% for 15 billing cycles on purchases and balance transfers made within 60 days
Regular APR: 17.49%–27.49% variable
Balance Transfer Fee: 3% for first 60 days; 5% thereafter

Rewards and features

Rewards: Unlimited 1.5 points per $1 on all purchases; 3 points per $1 on travel booked through the Bank of America Travel Center. Points are worth a fixed 1 cent each redeemable as a statement credit toward travel, dining, and related purchases. No blackout dates. Points never expire.
Welcome offer: 25,000 bonus points (worth $250) after $1,000 in purchases in the first 90 days
Installments: Custom Pay Plan available for eligible purchases $100+
Pay with: Apple Pay, Google Pay, Contactless
Points Redemption: Fixed 1¢ per point; redeemable as statement credit for travel, dining, and related purchases
Preferred Rewards Boost: 10%–75% bonus points; top tier earns up to 2.62 points per $1

Benefits and perks

Extras that come bundled with the card.

No Foreign Transaction Fee

0% foreign transaction fee on international purchases
Free FICO Score

Monthly FICO Score via mobile and online banking

Bank of America® Travel Rewards Credit Card: your questions answered

Does the Bank of America® Travel Rewards Credit Card have a card fee?

No - the Bank of America® Travel Rewards Credit Card has no card fee.

What rewards does the Bank of America® Travel Rewards Credit Card earn?

The Bank of America® Travel Rewards Credit Card earns Unlimited 1.5 points per $1 on all purchases; 3 points per $1 on travel booked through the Bank of America Travel Center. Points are worth a fixed 1 cent each redeemable as a statement credit toward travel, dining, and related purchases. No blackout dates. Points never expire..

Does the Bank of America® Travel Rewards Credit Card charge foreign transaction fees?

No - the Bank of America® Travel Rewards Credit Card has no foreign transaction fees, so it suits spending abroad.

What is the interest rate on the Bank of America® Travel Rewards Credit Card?

The Bank of America® Travel Rewards Credit Card has a purchase APR of 17.49% - 27.49%.

Does the Bank of America® Travel Rewards Credit Card have a welcome offer?

Yes - 25,000 bonus points (worth $250) after $1,000 in purchases in the first 90 days.

Can I pay in installments with the Bank of America® Travel Rewards Credit Card?

Yes - Custom Pay Plan available for eligible purchases $100+.

Is the Bank of America® Travel Rewards Credit Card a credit, debit or prepaid card?

The Bank of America® Travel Rewards Credit Card is a credit card issued by Bank of America on the Visa network.

Does the Bank of America® Travel Rewards Credit Card support Apple Pay and Google Pay?

Yes - the Bank of America® Travel Rewards Credit Card works with both Apple Pay and Google Pay.

Where can I get the Bank of America® Travel Rewards Credit Card?

The Bank of America® Travel Rewards Credit Card is currently offered in United States.

How does DebitCue rate the Bank of America® Travel Rewards Credit Card?

DebitCue rates the Bank of America® Travel Rewards Credit Card 4.9 out of 5 (9.8/10), scored on the same factors as every card - fees, rewards, perks and ease of use.