Bank of America® Travel Rewards Credit Card vs Chase United℠ Gateway Card: fees, rewards and APR compared - DebitCue Skip to content
DebitCue

Select your country to see available cards

Card eligibility and availability depend on your country of residence. Setting it now lets us hide cards that are not offered in your country.

Head-to-head

Bank of America® Travel Rewards Credit Card vs Chase United℠ Gateway Card

Compare Bank of America® Travel Rewards Credit Card and Chase United℠ Gateway Card side by side: fees, rewards, APR, and perks.

Last verified

Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Bank of America® Travel Rewards Credit Card versus Chase United℠ Gateway Card compared by attribute
Feature Bank of America® Travel Rewards Credit Card Chase United℠ Gateway Card
Card fee No fee No fee
Purchase APR (from) 17.49% 19.74%
Interest-free period - -
Foreign transaction fee 0% 0%
Rewards Unlimited 1.5 points per $1 on all purchases; 3 points per $1 on travel booked through the Bank of America Travel Center. Points are worth a fixed 1 cent each redeemable as a statement credit toward travel, dining, and related purchases. No blackout dates. Points never expire. 2x United purchases/gas/transit, 1x all else
Installments Custom Pay Plan available for eligible purchases $100+ -
No card fee
No foreign transaction fee
Welcome bonus
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Bank of America® Travel Rewards Credit Card if its checked rows above line up with how you spend most.
  • Choose the Chase United℠ Gateway Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

Want a different match-up?

Line up any two cards side by side, or browse the full list to find your next card.