Bank of America® Travel Rewards Credit Card vs Upgrade Triple Cash Rewards Visa®: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Bank of America® Travel Rewards Credit Card vs Upgrade Triple Cash Rewards Visa®

Compare Bank of America® Travel Rewards Credit Card and Upgrade Triple Cash Rewards Visa® side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Bank of America® Travel Rewards Credit Card versus Upgrade Triple Cash Rewards Visa® compared by attribute
Feature Bank of America® Travel Rewards Credit Card Upgrade Triple Cash Rewards Visa®
Card fee No fee No fee
Purchase APR (from) 17.49% 14.99%
Interest-free period - -
Foreign transaction fee 0% 3%
Rewards Unlimited 1.5 points per $1 on all purchases; 3 points per $1 on travel booked through the Bank of America Travel Center. Points are worth a fixed 1 cent each redeemable as a statement credit toward travel, dining, and related purchases. No blackout dates. Points never expire. 3% cash back on Home, Auto, and Health purchases; 1% cash back on all other purchases. Both tiers are unlimited with no annual cap.
Installments Custom Pay Plan available for eligible purchases $100+ Each purchase converts to a closed-end installment loan at a fixed rate and term.
No card fee
No foreign transaction fee -
Welcome bonus
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Bank of America® Travel Rewards Credit Card if its checked rows above line up with how you spend most.
  • Choose the Upgrade Triple Cash Rewards Visa® if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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