bunq Elite
Cash back
bunq Elite
bunq - Mastercard - Prepaid card
4.5
4.5 out of 5
9.0/10
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Head-to-head
bunq Elite vs N26 Metal
Compare bunq Elite and N26 Metal side by side: fees, rewards, APR, and perks.
Last verified
N26 Metal
Cash back
N26 Metal
N26 - Mastercard - Debit card
4.3
4.3 out of 5
8.6/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | bunq Elite | N26 Metal |
|---|---|---|
| Card fee | €18.99 EUR/mo (≈ $20) | €16.9 EUR/mo (≈ $18) |
| Purchase APR (from) | - | - |
| Interest-free period | - | - |
| Foreign transaction fee | 0.5% | 0% |
| Rewards | 1% cashback on all card payments. Invite up to 2 friends to a Cashback Team to share the benefit. | 1% cashback on card purchases made outside the EEA, Switzerland, and the UK |
| Installments | - | - |
| No card fee | - | - |
| No foreign transaction fee | - | |
| Welcome bonus | - | |
| Airport lounge access | - | |
| Travel insurance | ||
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the bunq Elite if its checked rows above line up with how you spend most.
- Choose the N26 Metal if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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