Chase Sapphire Reserve® vs Wells Fargo Active Cash® Card: fees, rewards and APR compared - DebitCue Skip to content
DebitCue

Select your country to see available cards

Card eligibility and availability depend on your country of residence. Setting it now lets us hide cards that are not offered in your country.

Head-to-head

Chase Sapphire Reserve® vs Wells Fargo Active Cash® Card

Compare Chase Sapphire Reserve® and Wells Fargo Active Cash® Card side by side: fees, rewards, APR, and perks.

Last verified

Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Chase Sapphire Reserve® versus Wells Fargo Active Cash® Card compared by attribute
Feature Chase Sapphire Reserve® Wells Fargo Active Cash® Card
Card fee $795 USD/yr No fee
Purchase APR (from) 19.49% 18.49%
Interest-free period - -
Foreign transaction fee 0% 3%
Rewards 8x on Chase Travel, 4x on direct flights/hotels, 3x dining; 1:1 transfer to airline/hotel partners Unlimited 2% cash rewards on all purchases with no category restrictions.
Installments - -
No card fee -
No foreign transaction fee -
Welcome bonus
Airport lounge access -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Chase Sapphire Reserve® if its checked rows above line up with how you spend most.
  • Choose the Wells Fargo Active Cash® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

Want a different match-up?

Line up any two cards side by side, or browse the full list to find your next card.