Chase Southwest Rapid Rewards® Premier Credit Card
Points
Chase Southwest Rapid Rewards® Premier Credit Card
Chase - Visa - Credit card
4.6
4.6 out of 5
9.2/10
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Head-to-head
Chase Southwest Rapid Rewards® Premier Credit Card vs SoFi Essential Credit Card
Compare Chase Southwest Rapid Rewards® Premier Credit Card and SoFi Essential Credit Card side by side: fees, rewards, APR, and perks.
Last verified
SoFi Essential Credit Card
Cash back
SoFi Essential Credit Card
SoFi - Mastercard - Credit card
4.8
4.8 out of 5
9.6/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Chase Southwest Rapid Rewards® Premier Credit Card | SoFi Essential Credit Card |
|---|---|---|
| Card fee | $149 USD/yr | No fee |
| Purchase APR (from) | 19.24% | 28.74% |
| Interest-free period | - | - |
| Foreign transaction fee | 0% | 0% |
| Rewards | 3x Southwest purchases, 2x groceries/dining (up to $8k/yr), 1x all else; 6,000 anniversary points | 3% cash back exclusively on purchases made through the SoFi Travel Portal; no everyday rewards on other categories. |
| Installments | - | - |
| No card fee | - | |
| No foreign transaction fee | ||
| Welcome bonus | ||
| Airport lounge access | - | - |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Chase Southwest Rapid Rewards® Premier Credit Card if its checked rows above line up with how you spend most.
- Choose the SoFi Essential Credit Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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