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Chase Southwest Rapid Rewards® Priority Credit Card

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Card review

Chase Southwest Rapid Rewards® Priority Credit Card

4.4 8.8/10 DebitCue Score Verified Jun 20, 2026

Southwest's premium card with 7,500 anniversary points and unlimited upgrades

Fee: $229 USD/yr
Purchase APR: 19.24% - 27.74%
Interest-free: -
Foreign fee: None

Rewards

4x Southwest purchases, 2x restaurants/gas, 1x all else; 7,500 anniversary points

Welcome offer

90,000 points after $3,000 spend in first 3 months

Our verdict

What stands out, and where it falls short.

What we like

4x Southwest purchases, 2x restaurants/gas, 1x all else; 7,500…
Welcome bonus
No foreign transaction fees
Travel insurance included

Worth weighing

$229 USD/yr card fee

Who It Is For

Whether the Chase Southwest Rapid Rewards® Priority Credit Card fits how you actually spend.

Pick it if you are

Frequent travelers
People who want rewards on their spending

Skip it if you are

Light spenders who won't beat the $229 USD/yr fee

Rates and fees

As of June 20, 2026

All amounts shown in USD.

Card fee: $229 USD/yr
Purchase APR: 19.24% - 27.74%
Interest-free period: -
Foreign transaction fee: None

Rewards and features

Rewards: 4x Southwest purchases, 2x restaurants/gas, 1x all else; 7,500 anniversary points
Welcome offer: 90,000 points after $3,000 spend in first 3 months
Pay with: Apple Pay, Google Pay, Contactless, Virtual card
Extra Legroom upgrades: Unlimited upgrades within 48 hours of departure
Inflight discount: 25% back on inflight purchases
Boarding: Group 5 boarding priority

Benefits and perks

Extras that come bundled with the card.

First checked bag free for cardholder and up to 8 companions
Lost luggage and baggage delay reimbursement

Chase Southwest Rapid Rewards® Priority Credit Card: your questions answered

How much does the Chase Southwest Rapid Rewards® Priority Credit Card cost?

The Chase Southwest Rapid Rewards® Priority Credit Card costs $229 USD/yr.

What rewards does the Chase Southwest Rapid Rewards® Priority Credit Card earn?

The Chase Southwest Rapid Rewards® Priority Credit Card earns 4x Southwest purchases, 2x restaurants/gas, 1x all else; 7,500 anniversary points.

Does the Chase Southwest Rapid Rewards® Priority Credit Card charge foreign transaction fees?

No - the Chase Southwest Rapid Rewards® Priority Credit Card has no foreign transaction fees, so it suits spending abroad.

What is the interest rate on the Chase Southwest Rapid Rewards® Priority Credit Card?

The Chase Southwest Rapid Rewards® Priority Credit Card has a purchase APR of 19.24% - 27.74%.

Does the Chase Southwest Rapid Rewards® Priority Credit Card have a welcome offer?

Yes - 90,000 points after $3,000 spend in first 3 months.

Is the Chase Southwest Rapid Rewards® Priority Credit Card a credit, debit or prepaid card?

The Chase Southwest Rapid Rewards® Priority Credit Card is a credit card issued by Chase on the Visa network.

Does the Chase Southwest Rapid Rewards® Priority Credit Card support Apple Pay and Google Pay?

Yes - the Chase Southwest Rapid Rewards® Priority Credit Card works with both Apple Pay and Google Pay.

Where can I get the Chase Southwest Rapid Rewards® Priority Credit Card?

The Chase Southwest Rapid Rewards® Priority Credit Card is currently offered in United States.

How does DebitCue rate the Chase Southwest Rapid Rewards® Priority Credit Card?

DebitCue rates the Chase Southwest Rapid Rewards® Priority Credit Card 4.4 out of 5 (8.8/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the Chase Southwest Rapid Rewards® Priority Credit Card?

Use the Apply now button to continue on Chase's secure site. Comparing and applying through DebitCue is free.