Chase United Club℠ Infinite Card vs Wells Fargo Reflect® Card: fees, rewards and APR compared - DebitCue Skip to content
DebitCue

Select your country to see available cards

Card eligibility and availability depend on your country of residence. Setting it now lets us hide cards that are not offered in your country.

Head-to-head

Chase United Club℠ Infinite Card vs Wells Fargo Reflect® Card

Compare Chase United Club℠ Infinite Card and Wells Fargo Reflect® Card side by side: fees, rewards, APR, and perks.

Last verified

Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Chase United Club℠ Infinite Card versus Wells Fargo Reflect® Card compared by attribute
Feature Chase United Club℠ Infinite Card Wells Fargo Reflect® Card
Card fee $695 USD/yr No fee
Purchase APR (from) 19.74% 17.49%
Interest-free period - -
Foreign transaction fee 0% 3%
Rewards 4x United purchases, 2x all travel and dining, 1x all else No ongoing rewards program; card is optimized for 0% intro APR on purchases and balance transfers.
Installments - -
No card fee -
No foreign transaction fee -
Welcome bonus
Airport lounge access -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Chase United Club℠ Infinite Card if its checked rows above line up with how you spend most.
  • Choose the Wells Fargo Reflect® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

Want a different match-up?

Line up any two cards side by side, or browse the full list to find your next card.