Chase United℠ Gateway Card vs Discover® Cashback Debit: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Chase United℠ Gateway Card vs Discover® Cashback Debit

Compare Chase United℠ Gateway Card and Discover® Cashback Debit side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Chase United℠ Gateway Card versus Discover® Cashback Debit compared by attribute
Feature Chase United℠ Gateway Card Discover® Cashback Debit
Card fee No fee No fee
Purchase APR (from) 19.74% -
Interest-free period - -
Foreign transaction fee 0% 0%
Rewards 2x United purchases/gas/transit, 1x all else 1% cash back on up to $3,000 in debit card purchases per month (max $360/year)
Installments - -
No card fee
No foreign transaction fee
Welcome bonus -
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Chase United℠ Gateway Card if its checked rows above line up with how you spend most.
  • Choose the Discover® Cashback Debit if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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