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Discover Debit card
Discover® Cashback Debit
Cash back
Apply for Discover® Cashback Debit

On Discover's secure site

Compare similar cards
Debit card Discover

Card review

Discover® Cashback Debit

4.8 4.8 out of 5 9.6/10 DebitCue Score Verified

Fee-free checking with 1% cash back on debit purchases.

Fee
No fee
Foreign fee
None
Rewards
Cash back
Rewards
1% cash back on up to $3,000 in debit card purchases per month (max $360/year)

Our verdict

What stands out, and where it falls short.

What we like

  • 1% cash back on up to $3,000 in debit…
  • No card fee
  • No foreign transaction fees

Who It Is For

Whether the Discover® Cashback Debit fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card
  • Frequent travelers
  • People who want rewards on their spending

Rates and fees

As of

All amounts shown in USD.

Card fee
No fee
Foreign transaction fee
None

Rewards and features

Rewards
1% cash back on up to $3,000 in debit card purchases per month (max $360/year)
Pay with
Apple Pay, Google Pay, Contactless, Virtual card
Monthly cashback cap
1% on up to $3,000 in purchases/month; max $360/year
Cashback exclusions
Excludes ATM transactions, money orders, peer-to-peer payments (Venmo, PayPal), online gambling, and loan payments
ATM network
60,000+ fee-free Allpoint and MoneyPass ATMs; Discover does not charge out-of-network ATM fees
Direct deposit
Early Pay allows access to paycheck up to 2 days early with direct deposit

Benefits and perks

Extras that come bundled with the card.

  • No foreign transaction fees
  • No monthly fees, no minimum balance

Eligibility

What you need before you apply.

Minimum opening deposit
None required

Discover® Cashback Debit: your questions answered

Does the Discover® Cashback Debit have a card fee?
No - the Discover® Cashback Debit has no card fee.
What rewards does the Discover® Cashback Debit earn?
The Discover® Cashback Debit earns 1% cash back on up to $3,000 in debit card purchases per month (max $360/year).
Does the Discover® Cashback Debit charge foreign transaction fees?
No - the Discover® Cashback Debit has no foreign transaction fees, so it suits spending abroad.
Is the Discover® Cashback Debit a credit, debit or prepaid card?
The Discover® Cashback Debit is a debit card issued by Discover on the Discover network.
Does the Discover® Cashback Debit support Apple Pay and Google Pay?
Yes - the Discover® Cashback Debit works with both Apple Pay and Google Pay.
Where can I get the Discover® Cashback Debit?
The Discover® Cashback Debit is currently offered in United States.
How does DebitCue rate the Discover® Cashback Debit?
DebitCue rates the Discover® Cashback Debit 4.8 out of 5 (9.6/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Discover® Cashback Debit?
Use the Apply now button to continue on Discover's secure site. Comparing and applying through DebitCue is free.

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