Chase United Quest℠ Card vs Upgrade Cash Rewards Visa®: fees, rewards and APR compared - DebitCue Skip to content
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Chase United Quest℠ Card vs Upgrade Cash Rewards Visa®

Compare Chase United Quest℠ Card and Upgrade Cash Rewards Visa® side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Chase United Quest℠ Card versus Upgrade Cash Rewards Visa® compared by attribute
Feature Chase United Quest℠ Card Upgrade Cash Rewards Visa®
Card fee $350 USD/yr No fee
Purchase APR (from) 19.74% 14.99%
Interest-free period - -
Foreign transaction fee 0% 3%
Rewards 10x eligible United flights, 4x other United purchases, 1x all else Unlimited 1.5% cash back on all purchases, earned when you pay back your balance. No category restrictions.
Installments - Each purchase is converted into a fixed-rate, fixed-term installment loan (closed-end loan structure); you choose repayment term. AutoPay available.
No card fee -
No foreign transaction fee -
Welcome bonus
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Chase United Quest℠ Card if its checked rows above line up with how you spend most.
  • Choose the Upgrade Cash Rewards Visa® if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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