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Chase Credit card
Chase United Quest℠ Card
Miles
VISA
Apply for Chase United Quest℠ Card

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Card review

Chase United Quest℠ Card

4.5 4.5 out of 5 9.0/10 DebitCue Score Verified

Mid-premium United card with a $200 travel credit and free checked bags

Fee
$350 USD/yr
Purchase APR
19.74% - 28.24%
Interest-free
-
Foreign fee
None
Rewards
10x eligible United flights, 4x other United purchases, 1x all else
Welcome offer
Up to 100,000 miles + 3,000 PQP after $4,000 spend in first 3 months

Our verdict

What stands out, and where it falls short.

What we like

  • 10x eligible United flights, 4x other United purchases, 1x…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included

Worth weighing

  • $350 USD/yr card fee

Who It Is For

Whether the Chase United Quest℠ Card fits how you actually spend.

Pick it if you are

  • Frequent travelers
  • People who want rewards on their spending

Skip it if you are

  • Light spenders who won't beat the $350 USD/yr fee

Rates and fees

As of

All amounts shown in USD.

Card fee
$350 USD/yr
Purchase APR
19.74% - 28.24%
Interest-free period
-
Foreign transaction fee
None

Rewards and features

Rewards
10x eligible United flights, 4x other United purchases, 1x all else
Welcome offer
Up to 100,000 miles + 3,000 PQP after $4,000 spend in first 3 months
Pay with
Apple Pay, Google Pay, Contactless, Virtual card
Award discount
10,000-mile award flight discount annually
PQP bonus
1,500 bonus Premier Qualifying Points per year (deposited Feb 2026+)
Instacart+ perk
3-month complimentary Instacart+ membership, then 50% off annual rate

Benefits and perks

Extras that come bundled with the card.

  • First and second checked bag free for cardholder and one companion
  • $200 annual United travel credit
  • Trip cancellation, baggage delay, and lost luggage coverage

Chase United Quest℠ Card: your questions answered

How much does the Chase United Quest℠ Card cost?
The Chase United Quest℠ Card costs $350 USD/yr.
What rewards does the Chase United Quest℠ Card earn?
The Chase United Quest℠ Card earns 10x eligible United flights, 4x other United purchases, 1x all else.
Does the Chase United Quest℠ Card charge foreign transaction fees?
No - the Chase United Quest℠ Card has no foreign transaction fees, so it suits spending abroad.
What is the interest rate on the Chase United Quest℠ Card?
The Chase United Quest℠ Card has a purchase APR of 19.74% - 28.24%.
Does the Chase United Quest℠ Card have a welcome offer?
Yes - Up to 100,000 miles + 3,000 PQP after $4,000 spend in first 3 months.
Is the Chase United Quest℠ Card a credit, debit or prepaid card?
The Chase United Quest℠ Card is a credit card issued by Chase on the Visa network.
Does the Chase United Quest℠ Card support Apple Pay and Google Pay?
Yes - the Chase United Quest℠ Card works with both Apple Pay and Google Pay.
Where can I get the Chase United Quest℠ Card?
The Chase United Quest℠ Card is currently offered in United States.
How does DebitCue rate the Chase United Quest℠ Card?
DebitCue rates the Chase United Quest℠ Card 4.5 out of 5 (9.0/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Chase United Quest℠ Card?
Use the Apply now button to continue on Chase's secure site. Comparing and applying through DebitCue is free.

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