Chime Visa Debit Card
No rewards
Chime Visa Debit Card
Chime - Visa - Debit card
4.5
4.5 out of 5
9.0/10
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Head-to-head
Chime Visa Debit Card vs SoFi Essential Credit Card
Compare Chime Visa Debit Card and SoFi Essential Credit Card side by side: fees, rewards, APR, and perks.
Last verified
SoFi Essential Credit Card
Cash back
SoFi Essential Credit Card
SoFi - Mastercard - Credit card
4.8
4.8 out of 5
9.6/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Chime Visa Debit Card | SoFi Essential Credit Card |
|---|---|---|
| Card fee | No fee | No fee |
| Purchase APR (from) | - | 28.74% |
| Interest-free period | - | - |
| Foreign transaction fee | 0% | 0% |
| Rewards | No rewards on the standard debit card. Chime Plus and Prime membership tiers unlock rewards on the Chime Card (secured credit card), not the debit card. | 3% cash back exclusively on purchases made through the SoFi Travel Portal; no everyday rewards on other categories. |
| Installments | - | - |
| No card fee | ||
| No foreign transaction fee | ||
| Welcome bonus | - | |
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Chime Visa Debit Card if its checked rows above line up with how you spend most.
- Choose the SoFi Essential Credit Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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