Chime Visa Debit Card vs U.S. Bank Cash+® Secured Visa® Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Chime Visa Debit Card vs U.S. Bank Cash+® Secured Visa® Card

Compare Chime Visa Debit Card and U.S. Bank Cash+® Secured Visa® Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Chime Visa Debit Card versus U.S. Bank Cash+® Secured Visa® Card compared by attribute
Feature Chime Visa Debit Card U.S. Bank Cash+® Secured Visa® Card
Card fee No fee No fee
Purchase APR (from) - 29.24%
Interest-free period - -
Foreign transaction fee 0% 3%
Rewards No rewards on the standard debit card. Chime Plus and Prime membership tiers unlock rewards on the Chime Card (secured credit card), not the debit card. 5% cash back on two chosen categories each quarter (up to $2,000 combined quarterly spend, then 1%); 2% on one chosen everyday category; 1% on all other purchases. Same reward structure as the unsecured Cash+ card.
Installments - -
No card fee
No foreign transaction fee -
Welcome bonus - -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Chime Visa Debit Card if its checked rows above line up with how you spend most.
  • Choose the U.S. Bank Cash+® Secured Visa® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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