Citi® / AAdvantage® Executive World Elite Mastercard® vs Upgrade Select Visa®: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Citi® / AAdvantage® Executive World Elite Mastercard® vs Upgrade Select Visa®

Compare Citi® / AAdvantage® Executive World Elite Mastercard® and Upgrade Select Visa® side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Citi® / AAdvantage® Executive World Elite Mastercard® versus Upgrade Select Visa® compared by attribute
Feature Citi® / AAdvantage® Executive World Elite Mastercard® Upgrade Select Visa®
Card fee $595 USD/yr $39 USD/yr
Purchase APR (from) 19.49% 21.96%
Interest-free period - -
Foreign transaction fee 0% 3%
Rewards 10X AAdvantage miles on hotels and eligible car rentals booked through partner sites; 4X on eligible American Airlines purchases (5X after $150,000 annual spend); 1X on all other purchases. No flat ongoing cash back rate. Cardholders can earn cash back on qualifying purchases at participating merchants through Upgrade Shopping (powered by Dosh). No guaranteed base reward rate.
Installments - Each purchase converts to a closed-end installment loan at a fixed rate and term. Annual fee is billed in 12 equal monthly installments drawn from the credit line.
No card fee - -
No foreign transaction fee -
Welcome bonus
Airport lounge access -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Citi® / AAdvantage® Executive World Elite Mastercard® if its checked rows above line up with how you spend most.
  • Choose the Upgrade Select Visa® if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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