Credit card

Citi American Airlines AAdvantage® MileUp® Card

Miles

MASTERCARD

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Card review

Citi American Airlines AAdvantage® MileUp® Card

4.6 9.2/10 DebitCue Score Verified Jun 20, 2026

No-annual-fee AAdvantage miles with grocery earning.

Fee: No fee
Purchase APR: 19.49% - 29.49%
Interest-free: -
Foreign fee: 3%

Rewards

2X AAdvantage miles at grocery stores and on eligible American Airlines purchases; 1X on all other purchases.

Welcome offer

15,000 AAdvantage bonus miles after spending $500 in the first 3 months.

Our verdict

What stands out, and where it falls short.

What we like

2X AAdvantage miles at grocery stores and on eligible…
Welcome bonus
No card fee
Pay in installments

Worth weighing

3% foreign transaction fee
High interest if you carry a balance

Who It Is For

Whether the Citi American Airlines AAdvantage® MileUp® Card fits how you actually spend.

Pick it if you are

Anyone who wants a low-cost everyday card
People who want rewards on their spending
People who pay big purchases off over time

Skip it if you are

Frequent international travelers

Rates and fees

As of June 20, 2026

All amounts shown in USD.

Card fee: No fee
Purchase APR: 19.49% - 29.49%
Interest-free period: -
Foreign transaction fee: 3%
Purchase APR: 19.49%–29.49% variable
Intro Purchase APR: 0% for 12 months from account opening
Annual Fee: $0
Foreign Transaction Fee: 3%

Rewards and features

Rewards: 2X AAdvantage miles at grocery stores and on eligible American Airlines purchases; 1X on all other purchases.
Welcome offer: 15,000 AAdvantage bonus miles after spending $500 in the first 3 months.
Installments: 0% intro APR on purchases for 12 months from account opening
Pay with: Apple Pay, Google Pay, Contactless, Virtual card
No Free Checked Bag: Unlike the Platinum Select and above, MileUp does not include free checked bag benefit

Benefits and perks

Extras that come bundled with the card.

25% In-Flight Savings

25% savings on eligible in-flight food and beverage purchases on American Airlines.

Citi American Airlines AAdvantage® MileUp® Card: your questions answered

Does the Citi American Airlines AAdvantage® MileUp® Card have a card fee?

No - the Citi American Airlines AAdvantage® MileUp® Card has no card fee.

What rewards does the Citi American Airlines AAdvantage® MileUp® Card earn?

The Citi American Airlines AAdvantage® MileUp® Card earns 2X AAdvantage miles at grocery stores and on eligible American Airlines purchases; 1X on all other purchases..

Does the Citi American Airlines AAdvantage® MileUp® Card charge foreign transaction fees?

Yes - the Citi American Airlines AAdvantage® MileUp® Card charges a 3% foreign transaction fee.

What is the interest rate on the Citi American Airlines AAdvantage® MileUp® Card?

The Citi American Airlines AAdvantage® MileUp® Card has a purchase APR of 19.49% - 29.49%.

Does the Citi American Airlines AAdvantage® MileUp® Card have a welcome offer?

Yes - 15,000 AAdvantage bonus miles after spending $500 in the first 3 months..

Can I pay in installments with the Citi American Airlines AAdvantage® MileUp® Card?

Yes - 0% intro APR on purchases for 12 months from account opening.

Is the Citi American Airlines AAdvantage® MileUp® Card a credit, debit or prepaid card?

The Citi American Airlines AAdvantage® MileUp® Card is a credit card issued by Citi on the Mastercard network.

Does the Citi American Airlines AAdvantage® MileUp® Card support Apple Pay and Google Pay?

Yes - the Citi American Airlines AAdvantage® MileUp® Card works with both Apple Pay and Google Pay.

Where can I get the Citi American Airlines AAdvantage® MileUp® Card?

The Citi American Airlines AAdvantage® MileUp® Card is currently offered in United States.

How does DebitCue rate the Citi American Airlines AAdvantage® MileUp® Card?

DebitCue rates the Citi American Airlines AAdvantage® MileUp® Card 4.6 out of 5 (9.2/10), scored on the same factors as every card - fees, rewards, perks and ease of use.