Citi American Airlines AAdvantage® MileUp® Card vs SoFi Debit Card (Checking Account): fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Citi American Airlines AAdvantage® MileUp® Card vs SoFi Debit Card (Checking Account)

Compare Citi American Airlines AAdvantage® MileUp® Card and SoFi Debit Card (Checking Account) side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Citi American Airlines AAdvantage® MileUp® Card versus SoFi Debit Card (Checking Account) compared by attribute
Feature Citi American Airlines AAdvantage® MileUp® Card SoFi Debit Card (Checking Account)
Card fee No fee No fee
Purchase APR (from) 19.49% -
Interest-free period - -
Foreign transaction fee 3% 0%
Rewards 2X AAdvantage miles at grocery stores and on eligible American Airlines purchases; 1X on all other purchases. No rewards on debit card purchases. Savings balances earn up to 4.50% APY (with direct deposit); checking balances earn 0.50% APY.
Installments 0% intro APR on purchases for 12 months from account opening -
No card fee
No foreign transaction fee -
Welcome bonus -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Citi American Airlines AAdvantage® MileUp® Card if its checked rows above line up with how you spend most.
  • Choose the SoFi Debit Card (Checking Account) if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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