Citi Simplicity® Card vs U.S. Bank Secured Visa® Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Citi Simplicity® Card vs U.S. Bank Secured Visa® Card

Compare Citi Simplicity® Card and U.S. Bank Secured Visa® Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Citi Simplicity® Card versus U.S. Bank Secured Visa® Card compared by attribute
Feature Citi Simplicity® Card U.S. Bank Secured Visa® Card
Card fee No fee No fee
Purchase APR (from) 17.49% 27.49%
Interest-free period - -
Foreign transaction fee 3% 3%
Rewards - No rewards program.
Installments Citi Flex Pay available -
No card fee
No foreign transaction fee - -
Welcome bonus - -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Citi Simplicity® Card if its checked rows above line up with how you spend most.
  • Choose the U.S. Bank Secured Visa® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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