Citi Strata Elite℠ Card
Points
Citi Strata Elite℠ Card
Citi - Mastercard - Credit card
4.6
4.6 out of 5
9.2/10
Apply now
Head-to-head
Citi Strata Elite℠ Card vs Credit One Bank® Wander® American Express® Card
Compare Citi Strata Elite℠ Card and Credit One Bank® Wander® American Express® Card side by side: fees, rewards, APR, and perks.
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Credit One Bank® Wander® American Express® Card
Points
Credit One Bank® Wander® American Express® Card
Credit One Bank - American Express - Credit card
4.5
4.5 out of 5
9.0/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Citi Strata Elite℠ Card | Credit One Bank® Wander® American Express® Card |
|---|---|---|
| Card fee | $595 USD/yr | $95 USD/yr |
| Purchase APR (from) | 20.49% | 29.74% |
| Interest-free period | - | - |
| Foreign transaction fee | 0% | 0% |
| Rewards | 12X ThankYou Points on hotels, car rentals, and attractions via Citi Travel; 6X on airfare booked via Citi Travel; 6X at restaurants on Friday–Saturday evenings (3X other times); 1.5X on all other purchases. | 10 points per $1 on eligible hotel and car rental bookings through Credit One's travel partner; 5 points per $1 on eligible dining, gas, and other travel purchases; 1 point per $1 on all other purchases. |
| Installments | Citi Flex Pay available | - |
| No card fee | - | - |
| No foreign transaction fee | ||
| Welcome bonus | ||
| Airport lounge access | - | |
| Travel insurance | ||
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Citi Strata Elite℠ Card if its checked rows above line up with how you spend most.
- Choose the Credit One Bank® Wander® American Express® Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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