Citi Strata Elite℠ Card vs Mission Lane Cash Back Visa® Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Citi Strata Elite℠ Card vs Mission Lane Cash Back Visa® Credit Card

Compare Citi Strata Elite℠ Card and Mission Lane Cash Back Visa® Credit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Citi Strata Elite℠ Card versus Mission Lane Cash Back Visa® Credit Card compared by attribute
Feature Citi Strata Elite℠ Card Mission Lane Cash Back Visa® Credit Card
Card fee $595 USD/yr No fee
Purchase APR (from) 20.49% 19.99%
Interest-free period - -
Foreign transaction fee 0% 3%
Rewards 12X ThankYou Points on hotels, car rentals, and attractions via Citi Travel; 6X on airfare booked via Citi Travel; 6X at restaurants on Friday–Saturday evenings (3X other times); 1.5X on all other purchases. Earns 1% or 1.5% cash back on all purchases (exact rate determined at approval and shown before you apply); cash back is applied automatically as a monthly statement credit.
Installments Citi Flex Pay available -
No card fee -
No foreign transaction fee -
Welcome bonus -
Airport lounge access -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Citi Strata Elite℠ Card if its checked rows above line up with how you spend most.
  • Choose the Mission Lane Cash Back Visa® Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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