Citi Strata Premier® Card
Points
Citi Strata Premier® Card
Citi - Mastercard - Credit card
4.6
4.6 out of 5
9.2/10
Apply now
Head-to-head
Citi Strata Premier® Card vs Discover® Cashback Debit
Compare Citi Strata Premier® Card and Discover® Cashback Debit side by side: fees, rewards, APR, and perks.
Last verified
Discover® Cashback Debit
Cash back
Discover® Cashback Debit
Discover - Debit card
4.8
4.8 out of 5
9.6/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Citi Strata Premier® Card | Discover® Cashback Debit |
|---|---|---|
| Card fee | $95 USD/yr | No fee |
| Purchase APR (from) | 19.49% | - |
| Interest-free period | - | - |
| Foreign transaction fee | 0% | 0% |
| Rewards | 10X ThankYou Points on hotels and car rentals via Citi Travel; 3X on air travel, dining, groceries, and gas/EV charging; 1X on all other purchases. | 1% cash back on up to $3,000 in debit card purchases per month (max $360/year) |
| Installments | Citi Flex Pay available | - |
| No card fee | - | |
| No foreign transaction fee | ||
| Welcome bonus | - | |
| Airport lounge access | - | - |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Citi Strata Premier® Card if its checked rows above line up with how you spend most.
- Choose the Discover® Cashback Debit if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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