Citi Strata Premier® Card vs Discover it® Miles: fees, rewards and APR compared - DebitCue Skip to content
DebitCue

Select your country to see available cards

Card eligibility and availability depend on your country of residence. Setting it now lets us hide cards that are not offered in your country.

Head-to-head

Citi Strata Premier® Card vs Discover it® Miles

Compare Citi Strata Premier® Card and Discover it® Miles side by side: fees, rewards, APR, and perks.

Last verified

Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Citi Strata Premier® Card versus Discover it® Miles compared by attribute
Feature Citi Strata Premier® Card Discover it® Miles
Card fee $95 USD/yr No fee
Purchase APR (from) 19.49% 17.49%
Interest-free period - 25 days
Foreign transaction fee 0% 0%
Rewards 10X ThankYou Points on hotels and car rentals via Citi Travel; 3X on air travel, dining, groceries, and gas/EV charging; 1X on all other purchases. Unlimited 1.5x Miles on every purchase; 100 Miles = $1 in cash or travel statement credit
Installments Citi Flex Pay available -
No card fee -
No foreign transaction fee
Welcome bonus
Airport lounge access - -
Travel insurance
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Citi Strata Premier® Card if its checked rows above line up with how you spend most.
  • Choose the Discover it® Miles if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Citi Strata Premier® Card Full review Discover it® Miles

Want a different match-up?

Line up any two cards side by side, or browse the full list to find your next card.

Compare other cards Browse all cards