Credit One Bank® NASCAR® American Express® Card
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Credit One Bank® NASCAR® American Express® Card
Credit One Bank - American Express - Credit card
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Head-to-head
Compare Credit One Bank® NASCAR® American Express® Card and Upgrade Cash Rewards Visa® side by side: fees, rewards, APR, and perks.
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Credit One Bank - American Express - Credit card
Upgrade - Visa - Credit card
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| Feature | Credit One Bank® NASCAR® American Express® Card | Upgrade Cash Rewards Visa® |
|---|---|---|
| Card fee | No fee | No fee |
| Purchase APR (from) | 28.74% | 14.99% |
| Interest-free period | - | - |
| Foreign transaction fee | 3% | 3% |
| Rewards | 1% cash back on all purchases. Double cash back rewards on purchases at the NASCAR Shop. Access to NASCAR fan discounts on race tickets, parking, experiences, and partner merchants. | Unlimited 1.5% cash back on all purchases, earned when you pay back your balance. No category restrictions. |
| Installments | - | Each purchase is converted into a fixed-rate, fixed-term installment loan (closed-end loan structure); you choose repayment term. AutoPay available. |
| No card fee | ||
| No foreign transaction fee | - | - |
| Welcome bonus | - | |
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay |
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