Credit card

Credit One Bank® NASCAR® American Express® Card

Cash back

AMEX

Apply for Credit One Bank® NASCAR® American Express® Card

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Credit card Credit One Bank American Express

Card review

Credit One Bank® NASCAR® American Express® Card

4.4 8.8/10 DebitCue Score Verified Jun 20, 2026

Show your NASCAR pride and earn cash back

Fee: No fee; Annual fee $0–$39 based on creditworthiness
Purchase APR: 28.74% - 29.74%
Interest-free: -
Foreign fee: 3%

Rewards

1% cash back on all purchases. Double cash back rewards on purchases at the NASCAR Shop. Access to NASCAR fan discounts on race tickets, parking, experiences, and partner merchants.

Our verdict

What stands out, and where it falls short.

What we like

1% cash back on all purchases. Double cash back…
No card fee

Worth weighing

3% foreign transaction fee
High interest if you carry a balance

Who It Is For

Whether the Credit One Bank® NASCAR® American Express® Card fits how you actually spend.

Pick it if you are

Anyone who wants a low-cost everyday card
People who want rewards on their spending

Skip it if you are

Frequent international travelers

Rates and fees

As of June 20, 2026

All amounts shown in USD.

Card fee: No fee
Purchase APR: 28.74% - 29.74%
Interest-free period: -
Foreign transaction fee: 3%
Purchase APR: 28.74% Variable
Annual Fee: $0–$39 based on creditworthiness
Foreign Transaction Fee: $1 or 3% of each purchase, whichever is greater
Cash Advance Fee: $5 or 8% of the advance, whichever is greater

Rewards and features

Rewards: 1% cash back on all purchases. Double cash back rewards on purchases at the NASCAR Shop. Access to NASCAR fan discounts on race tickets, parking, experiences, and partner merchants.
Pay with: Apple Pay, Google Pay, Contactless
Double Cash Back: 2% cash back at the NASCAR Shop

Benefits and perks

Extras that come bundled with the card.

Zero fraud liability

$0 fraud liability on unauthorized charges.
Free credit score access

Free online access to credit score.
NASCAR fan perks

Discounts on race tickets, parking, experiences, and NASCAR partner merchants.

Eligibility

What you need before you apply.

Recommended Credit Score: 580–740 (Fair to Good)

Credit One Bank® NASCAR® American Express® Card: your questions answered

Does the Credit One Bank® NASCAR® American Express® Card have a card fee?

No - the Credit One Bank® NASCAR® American Express® Card has no card fee.

What rewards does the Credit One Bank® NASCAR® American Express® Card earn?

The Credit One Bank® NASCAR® American Express® Card earns 1% cash back on all purchases. Double cash back rewards on purchases at the NASCAR Shop. Access to NASCAR fan discounts on race tickets, parking, experiences, and partner merchants..

Does the Credit One Bank® NASCAR® American Express® Card charge foreign transaction fees?

Yes - the Credit One Bank® NASCAR® American Express® Card charges a 3% foreign transaction fee.

What is the interest rate on the Credit One Bank® NASCAR® American Express® Card?

The Credit One Bank® NASCAR® American Express® Card has a purchase APR of 28.74% - 29.74%.

Is the Credit One Bank® NASCAR® American Express® Card a credit, debit or prepaid card?

The Credit One Bank® NASCAR® American Express® Card is a credit card issued by Credit One Bank on the American Express network.

Does the Credit One Bank® NASCAR® American Express® Card support Apple Pay and Google Pay?

Yes - the Credit One Bank® NASCAR® American Express® Card works with both Apple Pay and Google Pay.

Where can I get the Credit One Bank® NASCAR® American Express® Card?

The Credit One Bank® NASCAR® American Express® Card is currently offered in United States.

How does DebitCue rate the Credit One Bank® NASCAR® American Express® Card?

DebitCue rates the Credit One Bank® NASCAR® American Express® Card 4.4 out of 5 (8.8/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the Credit One Bank® NASCAR® American Express® Card?

Use the Apply now button to continue on Credit One Bank's secure site. Comparing and applying through DebitCue is free.