Credit card

Blue Cash Everyday® Card from American Express

Cash back

Apply for Blue Cash Everyday® Card from American Express

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Card review

Blue Cash Everyday® Card from American Express

4.6 9.2/10 DebitCue Score Verified Jun 20, 2026

No-annual-fee 3% cash back on groceries, gas, and online shopping.

Fee: No fee
Purchase APR: 19.49% - 28.49%
Interest-free: -
Foreign fee: 2.7%

Rewards

3% cash back at U.S. supermarkets, U.S. gas stations, and U.S. online retail (up to $6,000/yr each, then 1%); 1% on other purchases

Welcome offer

$200 cash back after $2,000 spend in first 6 months

Our verdict

What stands out, and where it falls short.

What we like

3% cash back at U.S. supermarkets, U.S. gas stations,…
Welcome bonus
No card fee
Pay in installments

Worth weighing

2.7% foreign transaction fee

Who It Is For

Whether the Blue Cash Everyday® Card from American Express fits how you actually spend.

Pick it if you are

Anyone who wants a low-cost everyday card
People who want rewards on their spending
People who pay big purchases off over time

Skip it if you are

Frequent international travelers

Rates and fees

As of June 20, 2026

All amounts shown in USD.

Card fee: No fee
Purchase APR: 19.49% - 28.49%
Interest-free period: -
Foreign transaction fee: 2.7%
Intro APR: 0% for 15 months on purchases and balance transfers, then 19.49%–28.49% variable

Rewards and features

Rewards: 3% cash back at U.S. supermarkets, U.S. gas stations, and U.S. online retail (up to $6,000/yr each, then 1%); 1% on other purchases
Welcome offer: $200 cash back after $2,000 spend in first 6 months
Installments: Plan It available
Pay with: Apple Pay, Google Pay, Contactless, Virtual card
Cashback redemption: Reward Dollars redeemable as statement credit or at Amazon checkout

Benefits and perks

Extras that come bundled with the card.

Up to $7/month Disney Bundle (Disney+/Hulu/ESPN+) credit
Up to $15/month Home Chef meal kit credit
Purchase protection and extended warranty

Eligibility

What you need before you apply.

Recommended Credit: Good to Excellent (670+)

Blue Cash Everyday® Card from American Express: your questions answered

Does the Blue Cash Everyday® Card from American Express have a card fee?

No - the Blue Cash Everyday® Card from American Express has no card fee.

What rewards does the Blue Cash Everyday® Card from American Express earn?

The Blue Cash Everyday® Card from American Express earns 3% cash back at U.S. supermarkets, U.S. gas stations, and U.S. online retail (up to $6,000/yr each, then 1%); 1% on other purchases.

Does the Blue Cash Everyday® Card from American Express charge foreign transaction fees?

Yes - the Blue Cash Everyday® Card from American Express charges a 2.7% foreign transaction fee.

What is the interest rate on the Blue Cash Everyday® Card from American Express?

The Blue Cash Everyday® Card from American Express has a purchase APR of 19.49% - 28.49%.

Does the Blue Cash Everyday® Card from American Express have a welcome offer?

Yes - $200 cash back after $2,000 spend in first 6 months.

Can I pay in installments with the Blue Cash Everyday® Card from American Express?

Yes - Plan It available.

Is the Blue Cash Everyday® Card from American Express a credit, debit or prepaid card?

The Blue Cash Everyday® Card from American Express is a credit card issued by American Express on the American Express network.

Does the Blue Cash Everyday® Card from American Express support Apple Pay and Google Pay?

Yes - the Blue Cash Everyday® Card from American Express works with both Apple Pay and Google Pay.

Where can I get the Blue Cash Everyday® Card from American Express?

The Blue Cash Everyday® Card from American Express is currently offered in United States.

How does DebitCue rate the Blue Cash Everyday® Card from American Express?

DebitCue rates the Blue Cash Everyday® Card from American Express 4.6 out of 5 (9.2/10), scored on the same factors as every card - fees, rewards, perks and ease of use.