Credit One Bank® NASCAR® American Express® Card vs U.S. Bank FlexPerks® Gold American Express® Card: fees, rewards and APR compared - DebitCue Skip to content
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Credit One Bank® NASCAR® American Express® Card vs U.S. Bank FlexPerks® Gold American Express® Card

Compare Credit One Bank® NASCAR® American Express® Card and U.S. Bank FlexPerks® Gold American Express® Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Credit One Bank® NASCAR® American Express® Card versus U.S. Bank FlexPerks® Gold American Express® Card compared by attribute
Feature Credit One Bank® NASCAR® American Express® Card U.S. Bank FlexPerks® Gold American Express® Card
Card fee No fee $85 USD/yr
Purchase APR (from) 28.74% -
Interest-free period - -
Foreign transaction fee 3% 0%
Rewards 1% cash back on all purchases. Double cash back rewards on purchases at the NASCAR Shop. Access to NASCAR fan discounts on race tickets, parking, experiences, and partner merchants. 5X FlexPoints on prepaid hotels and car rentals booked through FlexPerks Rewards Center; 3X FlexPoints on dining, takeout, and restaurant delivery; 2X FlexPoints at airlines, gas stations, and EV charging stations; 1X on all other purchases.
Installments - U.S. Bank ExtendPay® Plans available
No card fee -
No foreign transaction fee -
Welcome bonus -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Credit One Bank® NASCAR® American Express® Card if its checked rows above line up with how you spend most.
  • Choose the U.S. Bank FlexPerks® Gold American Express® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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