Credit One Bank® Platinum Rewards Visa® with No Annual Fee vs U.S. Bank Cash+® Secured Visa® Card: fees, rewards and APR compared - DebitCue Skip to content
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Credit One Bank® Platinum Rewards Visa® with No Annual Fee vs U.S. Bank Cash+® Secured Visa® Card

Compare Credit One Bank® Platinum Rewards Visa® with No Annual Fee and U.S. Bank Cash+® Secured Visa® Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Credit One Bank® Platinum Rewards Visa® with No Annual Fee versus U.S. Bank Cash+® Secured Visa® Card compared by attribute
Feature Credit One Bank® Platinum Rewards Visa® with No Annual Fee U.S. Bank Cash+® Secured Visa® Card
Card fee No fee No fee
Purchase APR (from) 25.49% 29.24%
Interest-free period - -
Foreign transaction fee 3% 3%
Rewards 2% cash back on eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases. Up to 10% more cash back at select participating retailers. 5% cash back on two chosen categories each quarter (up to $2,000 combined quarterly spend, then 1%); 2% on one chosen everyday category; 1% on all other purchases. Same reward structure as the unsecured Cash+ card.
Installments - -
No card fee
No foreign transaction fee - -
Welcome bonus - -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Credit One Bank® Platinum Rewards Visa® with No Annual Fee if its checked rows above line up with how you spend most.
  • Choose the U.S. Bank Cash+® Secured Visa® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Credit One Bank® Platinum Rewards Visa® with No Annual Fee Full review U.S. Bank Cash+® Secured Visa® Card

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