Curve Pay Pro+
Cash back
Curve Pay Pro+
Curve - Mastercard - Prepaid card
4.5
4.5 out of 5
9.0/10
Apply now
Head-to-head
Curve Pay Pro+ vs Virgin Money All Round Credit Card (20 Month)
Compare Curve Pay Pro+ and Virgin Money All Round Credit Card (20 Month) side by side: fees, rewards, APR, and perks.
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Virgin Money All Round Credit Card (20 Month)
Cash back
Virgin Money All Round Credit Card (20 Month)
Virgin Money - Mastercard - Credit card
4.5
4.5 out of 5
9.0/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Curve Pay Pro+ | Virgin Money All Round Credit Card (20 Month) |
|---|---|---|
| Card fee | £17.99 GBP/mo (≈ $22) | No fee |
| Purchase APR (from) | - | 24.9% |
| Interest-free period | - | 50 days |
| Foreign transaction fee | 0% | 2.99% |
| Rewards | 1% cashback on all spending outside GBP and EUR zones, plus 1% cashback at 12 chosen premium retailers (from 100+ including Amazon, Netflix, Deliveroo, Uber, IKEA, Tesco, Morrisons, Waitrose, Aldi, Booking.com). Up to 20% cashback offers from selected merchants. Rewards as Curve Cash Points, expiring 6 months after accrual. | Retailer cashback available through Virgin Money Cashback feature in the credit card app. Access to exclusive offers via Virgin Red app. |
| Installments | Curve Flex available: convert past purchases into 3–12 month instalment plans at a fixed rate (approx. 14.18% APR, subject to affordability check) | - |
| No card fee | - | |
| No foreign transaction fee | - | |
| Welcome bonus | - | - |
| Airport lounge access | - | |
| Travel insurance | - | - |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Curve Pay Pro+ if its checked rows above line up with how you spend most.
- Choose the Virgin Money All Round Credit Card (20 Month) if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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