Curve Pay Pro
Cash back
Curve Pay Pro
Curve - Mastercard - Prepaid card
4.3
4.3 out of 5
8.6/10
Apply now
Head-to-head
Curve Pay Pro vs Monzo (Free Current Account)
Compare Curve Pay Pro and Monzo (Free Current Account) side by side: fees, rewards, APR, and perks.
Last verified
Monzo (Free Current Account)
Cash back
Monzo (Free Current Account)
Monzo - Mastercard - Debit card
4.6
4.6 out of 5
9.2/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Curve Pay Pro | Monzo (Free Current Account) |
|---|---|---|
| Card fee | £9.99 GBP/mo (≈ $12) | No fee |
| Purchase APR (from) | - | - |
| Interest-free period | - | - |
| Foreign transaction fee | 0% | 0% |
| Rewards | 1% cashback on all spending outside GBP and EUR zones, plus 1% cashback at 6 chosen premium retailers (from 100+ including Amazon, Netflix, Deliveroo, Uber, Morrisons, Waitrose, Aldi, Booking.com). Up to 15% cashback offers from selected merchants. Rewards as Curve Cash Points, expiring 6 months after accrual. | Retailer cashback offers available via Monzo app on eligible purchases (rates and partners vary; typically 2–10% at selected brands such as Asda, Boots and Currys). Cashback is credited to a Cashback Pot within 3–4 days. |
| Installments | Curve Flex available: convert past purchases into 3–12 month instalment plans at a fixed rate (approx. 14.18% APR, subject to affordability check) | - |
| No card fee | - | |
| No foreign transaction fee | ||
| Welcome bonus | - | - |
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Curve Pay Pro if its checked rows above line up with how you spend most.
- Choose the Monzo (Free Current Account) if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
Want a different match-up?
Line up any two cards side by side, or browse the full list to find your next card.