Curve Pay
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Curve Pay
Curve - Mastercard - Prepaid card
4.8
4.8 out of 5
9.6/10
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Head-to-head
Compare Curve Pay and MBNA Ltd Dual 0% Transfer and Purchase side by side: fees, rewards, APR, and perks.
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Curve - Mastercard - Prepaid card
MBNA - Visa - Credit card
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Curve Pay | MBNA Ltd Dual 0% Transfer and Purchase |
|---|---|---|
| Card fee | No fee | No fee |
| Purchase APR (from) | - | 24.9% |
| Interest-free period | - | - |
| Foreign transaction fee | 0% | 2.95% |
| Rewards | Access to single-use and always-active cashback offers (up to 5% from selected merchants, UK only). Cashback credited as Curve Cash Points. | £20 cashback when balance or money transfers of £1,000+ are made within the first 60 days. Up to 15% cashback at selected retailers via MBNA Smart Rewards opt-in programme. |
| Installments | Curve Flex available: convert past purchases into 3–12 month instalment plans at a fixed rate (approx. 14.18% APR, subject to affordability check) | - |
| No card fee | ||
| No foreign transaction fee | - | |
| Welcome bonus | - | |
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay |
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