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Curve Pay vs MBNA Ltd Dual 0% Transfer and Purchase

Compare Curve Pay and MBNA Ltd Dual 0% Transfer and Purchase side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Curve Pay versus MBNA Ltd Dual 0% Transfer and Purchase compared by attribute
Feature Curve Pay MBNA Ltd Dual 0% Transfer and Purchase
Card fee No fee No fee
Purchase APR (from) - 24.9%
Interest-free period - -
Foreign transaction fee 0% 2.95%
Rewards Access to single-use and always-active cashback offers (up to 5% from selected merchants, UK only). Cashback credited as Curve Cash Points. £20 cashback when balance or money transfers of £1,000+ are made within the first 60 days. Up to 15% cashback at selected retailers via MBNA Smart Rewards opt-in programme.
Installments Curve Flex available: convert past purchases into 3–12 month instalment plans at a fixed rate (approx. 14.18% APR, subject to affordability check) -
No card fee
No foreign transaction fee -
Welcome bonus -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Curve Pay if its checked rows above line up with how you spend most.
  • Choose the MBNA Ltd Dual 0% Transfer and Purchase if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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