Danske Bank Mastercard Basis
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Danske Bank Mastercard Basis
Danske Bank - Mastercard - Credit card
4.0
4.0 out of 5
8.0/10
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Danske Bank Mastercard Basis vs Danske Bank Mastercard Guld
Compare Danske Bank Mastercard Basis and Danske Bank Mastercard Guld side by side: fees, rewards, APR, and perks.
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Danske Bank Mastercard Guld
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Danske Bank Mastercard Guld
Danske Bank - Mastercard - Credit card
4.2
4.2 out of 5
8.4/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Danske Bank Mastercard Basis | Danske Bank Mastercard Guld |
|---|---|---|
| Card fee | 250 DKK/yr (≈ $36) | 795 DKK/yr (≈ $120) |
| Purchase APR (from) | 15.2% | 8.7% |
| Interest-free period | - | - |
| Foreign transaction fee | 1.5% | 1.5% |
| Rewards | Cashback at 1,700+ participating stores, restaurants and webshops in Denmark via the Loyalty Key A/S programme. Cash payout once DKK 100 is accumulated. Specific cashback rate varies by merchant — no universal percentage published. | Cashback at 1,700+ participating stores, restaurants and webshops in Denmark via the Loyalty Key A/S programme. Cash payout once DKK 100 accumulated. Guld cardholders receive 10% discount on optional add-on insurance premiums compared to Basis cardholders. |
| Installments | 2–12 instalments for purchases over DKK 500 (available for cards issued before 4 October 2023 with prior instalment agreement; may require separate arrangement for newer cards). | 2–12 instalments for purchases over DKK 500 (for cards issued before 4 October 2023 with prior instalment agreement). |
| No card fee | - | - |
| No foreign transaction fee | - | - |
| Welcome bonus | - | - |
| Airport lounge access | - | |
| Travel insurance | ||
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Danske Bank Mastercard Basis if its checked rows above line up with how you spend most.
- Choose the Danske Bank Mastercard Guld if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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