Danske Bank Mastercard Guld
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Danske Bank Mastercard Guld
Danske Bank - Mastercard - Credit card
4.2
4.2 out of 5
8.4/10
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Danske Bank Mastercard Guld vs Erste Bank Smartcard Visa
Compare Danske Bank Mastercard Guld and Erste Bank Smartcard Visa side by side: fees, rewards, APR, and perks.
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Erste Bank Smartcard Visa
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Erste Bank Smartcard Visa
Erste Bank - Visa - Credit card
4.0
4.0 out of 5
8.0/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Danske Bank Mastercard Guld | Erste Bank Smartcard Visa |
|---|---|---|
| Card fee | 795 DKK/yr (≈ $120) | €22.44 EUR/yr (≈ $24) |
| Purchase APR (from) | 8.7% | 5.19% |
| Interest-free period | - | - |
| Foreign transaction fee | 1.5% | 1.5% |
| Rewards | Cashback at 1,700+ participating stores, restaurants and webshops in Denmark via the Loyalty Key A/S programme. Cash payout once DKK 100 accumulated. Guld cardholders receive 10% discount on optional add-on insurance premiums compared to Basis cardholders. | 0.30% cashback at participating online shops where card is saved; maximum €8 per calendar year, credited in January |
| Installments | 2–12 instalments for purchases over DKK 500 (for cards issued before 4 October 2023 with prior instalment agreement). | Split Now: divide purchases €50–€4,800 into up to 4 monthly instalments; first 3 per year free |
| No card fee | - | - |
| No foreign transaction fee | - | - |
| Welcome bonus | - | - |
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Danske Bank Mastercard Guld if its checked rows above line up with how you spend most.
- Choose the Erste Bank Smartcard Visa if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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