Danske Bank Mastercard Guld
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Danske Bank Mastercard Guld
Danske Bank - Mastercard - Credit card
4.2
4.2 out of 5
8.4/10
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Head-to-head
Danske Bank Mastercard Guld vs Vivid Standard
Compare Danske Bank Mastercard Guld and Vivid Standard side by side: fees, rewards, APR, and perks.
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Vivid Standard
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Vivid Standard
Vivid Money - Visa - Debit card
4.8
4.8 out of 5
9.6/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Danske Bank Mastercard Guld | Vivid Standard |
|---|---|---|
| Card fee | 795 DKK/yr (≈ $120) | No fee |
| Purchase APR (from) | 8.7% | - |
| Interest-free period | - | - |
| Foreign transaction fee | 1.5% | 0% |
| Rewards | Cashback at 1,700+ participating stores, restaurants and webshops in Denmark via the Loyalty Key A/S programme. Cash payout once DKK 100 accumulated. Guld cardholders receive 10% discount on optional add-on insurance premiums compared to Basis cardholders. | Up to €20/month cashback on card purchases across up to 3 selected categories and Vivid Shopper brand offers. Base rate ~0.2%; selected brands can reach higher percentages. Cashback eligibility requires ≥€1,000 account balance or ≥€100 in holding assets at end of previous month. |
| Installments | 2–12 instalments for purchases over DKK 500 (for cards issued before 4 October 2023 with prior instalment agreement). | - |
| No card fee | - | |
| No foreign transaction fee | - | |
| Welcome bonus | - | |
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Danske Bank Mastercard Guld if its checked rows above line up with how you spend most.
- Choose the Vivid Standard if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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