Danske Bank Mastercard Hverdag+ vs Erste Bank Smartcard Mastercard: fees, rewards and APR compared - DebitCue Skip to content
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Danske Bank Mastercard Hverdag+ vs Erste Bank Smartcard Mastercard

Compare Danske Bank Mastercard Hverdag+ and Erste Bank Smartcard Mastercard side by side: fees, rewards, APR, and perks.

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Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Danske Bank Mastercard Hverdag+ versus Erste Bank Smartcard Mastercard compared by attribute
Feature Danske Bank Mastercard Hverdag+ Erste Bank Smartcard Mastercard
Card fee 199 DKK/yr (≈ $29) €22.44 EUR/yr (≈ $24)
Purchase APR (from) - 5.19%
Interest-free period - -
Foreign transaction fee 1.5% 1.5%
Rewards Cashback at 1,700+ participating stores, restaurants and webshops in Denmark via the Loyalty Key A/S programme. Cashback is paid out in cash to the account once a minimum of DKK 100 has been earned. No specific percentage published — varies by merchant. 0.30% cashback on purchases at participating online shops where card details are saved; maximum €8 per calendar year, credited in January
Installments - Split Now: divide purchases €50–€4,800 into up to 4 monthly instalments; first 3 per year free, then fee applies (€1–€12 per split depending on amount and number of instalments)
No card fee - -
No foreign transaction fee - -
Welcome bonus - -
Airport lounge access -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Danske Bank Mastercard Hverdag+ if its checked rows above line up with how you spend most.
  • Choose the Erste Bank Smartcard Mastercard if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Danske Bank Mastercard Hverdag+ Full review Erste Bank Smartcard Mastercard

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