Credit card

DBS Live Fresh Student Card

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VISA

Apply for DBS Live Fresh Student Card

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Card review

DBS Live Fresh Student Card

3.8 7.6/10 DebitCue Score Verified Jun 20, 2026

No-income-requirement starter card with cashback at student-favourite brands

Fee: $196.2 SGD/yr (≈ $150); Waived for first 5 years
Purchase APR: from 27.8%
Interest-free: 25 days
Foreign fee: 3.25%

Rewards

Up to 10% cashback on McDonald's, Starbucks, Netflix, Spotify (capped S$15/month); 5% on eco-friendly merchants (capped S$15/month); 0.3% on all other spend

Our verdict

What stands out, and where it falls short.

What we like

Up to 10% cashback on McDonald's, Starbucks, Netflix, Spotify…

Worth weighing

$196.2 SGD/yr (≈ $150) card fee
3.25% foreign transaction fee

Who It Is For

Whether the DBS Live Fresh Student Card fits how you actually spend.

Pick it if you are

People who want rewards on their spending

Skip it if you are

Light spenders who won't beat the $196.2 SGD/yr (≈ $150) fee
Frequent international travelers

Rates and fees

As of June 20, 2026

All amounts shown in SGD.

Card fee: $196.2 SGD/yr (≈ $150)
Purchase APR: from 27.8%
Interest-free period: 25 days
Foreign transaction fee: 3.25%

Rewards and features

Rewards: Up to 10% cashback on McDonald's, Starbucks, Netflix, Spotify (capped S$15/month); 5% on eco-friendly merchants (capped S$15/month); 0.3% on all other spend
Pay with: Apple Pay, Google Pay, Contactless
Credit Limit: S$500/month
Monthly Cashback Cap: S$50 total (S$15 popular brands + S$15 eco + S$20 base)
No Minimum Spend: Cashback earned with no minimum spend requirement

Eligibility

What you need before you apply.

Minimum Annual Income: None required
Minimum Age: 21 years

DBS Live Fresh Student Card: your questions answered

How much does the DBS Live Fresh Student Card cost?

The DBS Live Fresh Student Card costs $196.2 SGD/yr (≈ $150). Waived for first 5 years.

What rewards does the DBS Live Fresh Student Card earn?

The DBS Live Fresh Student Card earns Up to 10% cashback on McDonald's, Starbucks, Netflix, Spotify (capped S$15/month); 5% on eco-friendly merchants (capped S$15/month); 0.3% on all other spend.

Does the DBS Live Fresh Student Card charge foreign transaction fees?

Yes - the DBS Live Fresh Student Card charges a 3.25% foreign transaction fee.

Is there an interest-free period on the DBS Live Fresh Student Card?

Yes - up to 25 days interest-free when you pay your balance in full by the due date.

What is the interest rate on the DBS Live Fresh Student Card?

The DBS Live Fresh Student Card has a purchase APR of from 27.8%.

Is the DBS Live Fresh Student Card a credit, debit or prepaid card?

The DBS Live Fresh Student Card is a credit card issued by DBS Bank on the Visa network.

Does the DBS Live Fresh Student Card support Apple Pay and Google Pay?

Yes - the DBS Live Fresh Student Card works with both Apple Pay and Google Pay.

Where can I get the DBS Live Fresh Student Card?

The DBS Live Fresh Student Card is currently offered in India, Indonesia, Japan, Malaysia, Philippines, Singapore, South Korea, Taiwan and 2 more.

How does DebitCue rate the DBS Live Fresh Student Card?

DebitCue rates the DBS Live Fresh Student Card 3.8 out of 5 (7.6/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the DBS Live Fresh Student Card?

Use the Apply now button to continue on DBS Bank's secure site. Comparing and applying through DebitCue is free.