DBS Live Fresh Student Card vs HDFC Bank Platinum Debit Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

DBS Live Fresh Student Card vs HDFC Bank Platinum Debit Card

Compare DBS Live Fresh Student Card and HDFC Bank Platinum Debit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

DBS Live Fresh Student Card versus HDFC Bank Platinum Debit Card compared by attribute
Feature DBS Live Fresh Student Card HDFC Bank Platinum Debit Card
Card fee $196.2 SGD/yr (≈ $150) ₹850 INR/yr (≈ $10)
Purchase APR (from) 27.8% -
Interest-free period 25 days -
Foreign transaction fee 3.25% 3.5%
Rewards Up to 10% cashback on McDonald's, Starbucks, Netflix, Spotify (capped S$15/month); 5% on eco-friendly merchants (capped S$15/month); 0.3% on all other spend 1 CashBack Point per ₹200 on groceries, supermarkets, apparel, entertainment, restaurants, telecom & utilities; up to 5% cashback via PayZapp and SmartBuy; max ₹750 cashback/month
Installments - -
No card fee - -
No foreign transaction fee - -
Welcome bonus - -
Airport lounge access -
Travel insurance -
Apple Pay / Google Pay -

Which is right for you

Pick by how you spend

  • Choose the DBS Live Fresh Student Card if its checked rows above line up with how you spend most.
  • Choose the HDFC Bank Platinum Debit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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