DBS Live Fresh Card vs HDFC Bank MoneyBack+ Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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DBS Live Fresh Card vs HDFC Bank MoneyBack+ Credit Card

Compare DBS Live Fresh Card and HDFC Bank MoneyBack+ Credit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

DBS Live Fresh Card versus HDFC Bank MoneyBack+ Credit Card compared by attribute
Feature DBS Live Fresh Card HDFC Bank MoneyBack+ Credit Card
Card fee $196.2 SGD/yr (≈ $150) ₹500 INR/yr (≈ $6)
Purchase APR (from) 27.8% 45%
Interest-free period 25 days 50 days
Foreign transaction fee 0% 3.5%
Rewards Up to 6% cashback on shopping and contactless transport; 0.3% unlimited base cashback; zero foreign transaction fees on overseas spend 10x CashPoints (20 pts/₹200) on Amazon, Flipkart, Swiggy, BigBasket, Reliance Smart SuperStore (capped 2,500 pts/month); 2 CashPoints per ₹200 on other spends; 1 CashPoint = ₹0.25
Installments - -
No card fee - -
No foreign transaction fee -
Welcome bonus
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay -

Which is right for you

Pick by how you spend

  • Choose the DBS Live Fresh Card if its checked rows above line up with how you spend most.
  • Choose the HDFC Bank MoneyBack+ Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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