DBS Takashimaya American Express Card vs DBS UnionPay Platinum Debit Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

DBS Takashimaya American Express Card vs DBS UnionPay Platinum Debit Card

Compare DBS Takashimaya American Express Card and DBS UnionPay Platinum Debit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

DBS Takashimaya American Express Card versus DBS UnionPay Platinum Debit Card compared by attribute
Feature DBS Takashimaya American Express Card DBS UnionPay Platinum Debit Card
Card fee $196.2 SGD/yr (≈ $150) No fee
Purchase APR (from) 27.8% -
Interest-free period 25 days -
Foreign transaction fee 3.25% 3.25%
Rewards Up to 6% voucher rebates at Takashimaya Department Store; 2% at Takashimaya Shopping Centre; 0.17% on all other local and overseas spend Up to 5% cashback on Chinese Yuan (CNY) spend; 1% on other foreign currencies; 0.5% on local SGD spend; capped at S$50/month
Installments - -
No card fee -
No foreign transaction fee - -
Welcome bonus - -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay -

Which is right for you

Pick by how you spend

  • Choose the DBS Takashimaya American Express Card if its checked rows above line up with how you spend most.
  • Choose the DBS UnionPay Platinum Debit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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