DBS UnionPay Platinum Debit Card

4.0 8.0/10 DebitCue Score Verified Jun 20, 2026

Singapore's dedicated UnionPay debit card for frequent travellers to China

Fee: No fee
Foreign fee: 3.25%
Rewards: Cash back

Rewards

Up to 5% cashback on Chinese Yuan (CNY) spend; 1% on other foreign currencies; 0.5% on local SGD spend; capped at S$50/month

Our verdict

What stands out, and where it falls short.

What we like

Up to 5% cashback on Chinese Yuan (CNY) spend;…
No card fee

Worth weighing

3.25% foreign transaction fee

Who It Is For

Whether the DBS UnionPay Platinum Debit Card fits how you actually spend.

Pick it if you are

Anyone who wants a low-cost everyday card
People who want rewards on their spending

Skip it if you are

Frequent international travelers

Rates and fees

As of June 20, 2026

All amounts shown in SGD.

Card fee: No fee
Foreign transaction fee: 3.25%

Rewards and features

Rewards: Up to 5% cashback on Chinese Yuan (CNY) spend; 1% on other foreign currencies; 0.5% on local SGD spend; capped at S$50/month
Pay with: Contactless
Cashback Cap: S$50/month; requires min. S$400 UnionPay monthly spend
China ATM Withdrawals: Fee-free withdrawals from Chinese ATMs linked to DBS account
WeChat Pay: Compatible with WeChat Pay for in-China transactions

Eligibility

What you need before you apply.

Minimum Age: 16 years; must hold a qualifying DBS/POSB account

DBS UnionPay Platinum Debit Card: your questions answered

Does the DBS UnionPay Platinum Debit Card have a card fee?

No - the DBS UnionPay Platinum Debit Card has no card fee.

What rewards does the DBS UnionPay Platinum Debit Card earn?

The DBS UnionPay Platinum Debit Card earns Up to 5% cashback on Chinese Yuan (CNY) spend; 1% on other foreign currencies; 0.5% on local SGD spend; capped at S$50/month.

Does the DBS UnionPay Platinum Debit Card charge foreign transaction fees?

Yes - the DBS UnionPay Platinum Debit Card charges a 3.25% foreign transaction fee.

Is the DBS UnionPay Platinum Debit Card a credit, debit or prepaid card?

The DBS UnionPay Platinum Debit Card is a debit card issued by DBS Bank on the JCB network.

Does the DBS UnionPay Platinum Debit Card support Apple Pay and Google Pay?

The DBS UnionPay Platinum Debit Card does not list Apple Pay or Google Pay support.

Where can I get the DBS UnionPay Platinum Debit Card?

The DBS UnionPay Platinum Debit Card is currently offered in India, Indonesia, Japan, Malaysia, Philippines, Singapore, South Korea, Taiwan and 2 more.

How does DebitCue rate the DBS UnionPay Platinum Debit Card?

DebitCue rates the DBS UnionPay Platinum Debit Card 4.0 out of 5 (8.0/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the DBS UnionPay Platinum Debit Card?

Use the Apply now button to continue on DBS Bank's secure site. Comparing and applying through DebitCue is free.