DBS UnionPay Platinum Debit Card
Cash back
DBS UnionPay Platinum Debit Card
DBS Bank - JCB - Debit card
4.0
4.0 out of 5
8.0/10
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Head-to-head
DBS UnionPay Platinum Debit Card vs HDFC Bank UPI RuPay Credit Card
Compare DBS UnionPay Platinum Debit Card and HDFC Bank UPI RuPay Credit Card side by side: fees, rewards, APR, and perks.
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HDFC Bank UPI RuPay Credit Card
Cash back
HDFC Bank UPI RuPay Credit Card
HDFC Bank - Visa - Credit card
3.9
3.9 out of 5
7.8/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | DBS UnionPay Platinum Debit Card | HDFC Bank UPI RuPay Credit Card |
|---|---|---|
| Card fee | No fee | ₹250 INR/yr (≈ $3) |
| Purchase APR (from) | - | - |
| Interest-free period | - | 50 days |
| Foreign transaction fee | 3.25% | 3.5% |
| Rewards | Up to 5% cashback on Chinese Yuan (CNY) spend; 1% on other foreign currencies; 0.5% on local SGD spend; capped at S$50/month | 3% CashPoints on groceries, supermarket, dining, and PayZapp; 2% on utilities; 1% on other spends; max 500 CashPoints/month; 1 CashPoint = ₹0.25 |
| Installments | - | - |
| No card fee | - | |
| No foreign transaction fee | - | - |
| Welcome bonus | - | |
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay | - | - |
Which is right for you
Pick by how you spend
- Choose the DBS UnionPay Platinum Debit Card if its checked rows above line up with how you spend most.
- Choose the HDFC Bank UPI RuPay Credit Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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